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All Journal Likuid: Jurnal Ekonomi Industri Halal Gunung Djati Conference Series
Widiawati
UIN Sunan Gunung Djati Bandung
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CASH WAQF LINKED SUKUK (CWLS) FOR AGRICULTURE SECTOR FINANCING BASED ON SALAM CONTRACT: BOOSTING EQUALITY AND EMPOWERMENT OF SMALLHOLDERS Annisa Nur Salam; Yuda Septia Fitri; Neneng Hartati; Yulia Fithriany Rahmah; Widiawati
Gunung Djati Conference Series Vol. 42 (2024): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

Sektor pertanian memiliki kontribusi positif terhadap pendapatan nasional dan penyerapan tenaga kerja. Namun, masih banyak petani yang hidup di bawah garis kemiskinan, sehingga perlu adanya kesetaraan dan pemberdayaan petani kecil. Pendanaan melalui Cash Waqf Linked Sukuk (CWLS) merupakan salah satu inovasi untuk meningkatkan produktivitas dan keuntungan petani kecil. Penelitian ini bertujuan untuk menganalisis kerangka kerja maqashid syariah dalam pembiayaan petani kecil serta mengusulkan model CWLS untuk pembiayaan pertanian berdasarkan akad salam. Penelitian ini menggunakan pendekatan kualitatif dengan teknik analisis data menggunakan analisis deskriptif. Hasil dari penelitian ini yakni maslahah mursalah dari implementasi CWLS untuk pembiayaan pertanian meliputi kesetaraan dan keadilan sosial serta pemberdayaan petani kecil melalui peningkatan kapasitas, akses, produktivitas, pengaruh rumah tangga dan lingkungan yang mendukung. Selain itu, CWLS dapat digunakan untuk membiayai pertanian dengan akad salam, sehingga memiliki potensi untuk diaplikasikan.
Assessing The Role of Halal Certification in Shaping Micro, Small, and Medium Enterprises’ Perceptions and Income Rega Ramadhani; Widiawati; Suteja Wira Dana Kusuma; Muhammad Zaky
Likuid Jurnal Ekonomi Industri Halal Vol. 6 No. 1 (2026): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v6i1.45868

Abstract

Halal certification has become increasingly important among Micro, Small, and Medium Enterprises (MSMEs), especially in the food and beverage sector, following the implementation of Indonesia’s Law No. 33 of 2014 concerning Halal Product Assurance. This certification serves both as a regulatory requirement and a means to gain consumer trust, particularly from the Muslim majority. This study aims to explore the impact of halal certification on business actors’ perceptions and income levels within the traditional market area of Pasar Tumpah, Komplek Bumi Harapan, Bandung Regency. A descriptive qualitative method was used. Primary data were collected through direct observation and semi-structured interviews with nine culinary business owners. Six of whom were certified halal and three were not. Data analysis was conducted through data reduction, data display, and conclusion drawing. The findings reveal that certified business owners generally perceive halal certification positively, recognizing its benefits in improving consumer trust and business image. However, only two of the six certified businesses reported a noticeable increase in income. The remaining four did not experience significant financial changes. Uncertified respondents acknowledged the value of halal certification but cited cost and process complexity as primary barriers. Halal certification contributes positively to the perception of MSMEs in traditional markets, though its direct impact on income may vary. Support mechanisms may be needed to assist small businesses in obtaining certification.
Co-Authors Annisa Nur Salam Muhammad Zaky Neneng Hartati, Neneng Rahmah, Yulia Fithriany Rega Ramadhani Suteja Wira Dana Kusuma Yuda Septia Fitri