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All Journal JURNAL ECONOMINA Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Economic Education and Entrepreneurship Studies
Hesniati Hesniati
Universitas Internasional Batam, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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DOES ESG AFFECT FIRM PERFORMANCE? EVIDENCE FROM INDONESIA Hesniati Hesniati; Richard Richard; Yandi Suprapto; Tony Candra
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 3 (2025): Edisi September - Desember 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i3.6651

Abstract

This study analyzes how Environmental, Social, and Governance (ESG) affects the value of companies listed on the Indonesia Stock Exchange (IDX). Researchers applied a purposive sampling method to select 86 companies that had a clear ESG score from Refinitiv and were listed on the IDX during the 2018–2022 period. It employs Ordinary Least Squares (OLS) for data analysis, to examine the relationships between the variables. Findings show that environmental and governance performance are negatively related to firm value, this tells that companies with high environmental and governance performance will has a higher spendings which will lower the company’s value, while social performance has a positive impact when considered alongside the other ESG components. A key limitation of this study is its exclusive focus on the Indonesian market, where distinctive regulatory frameworks, ESG disclosure practices, cultural factors, and investor preferences may shape the relationship between ESG performance and firm value in ways that differ from other countries, thereby limiting the extent to which the findings can be generalized to broader global contexts.
Fintech Adoption Dynamics in a Free Trade Zone: Assessing TAM and Financial Prudence toward Impulsive Buying Behavior Badriatul Mawadah; Silvia Revalina Chai; Hesniati Hesniati
JURNAL ECONOMINA Vol. 5 No. 8 (2026): JURNAL ECONOMINA, Agustus 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i8.2225

Abstract

The massive shift toward ShopeePay among Gen Z students in Batam has done more than just digitize transactions; it has created a complex environment where digital ease often clashes with impulsive spending. While fintech adoption is skyrocketing, we still lack a clear understanding of how technological acceptance (TAM) and financial literacy actually interact to drive these sudden purchases. This research investigates the relationship, testing how Perceived Ease of Use (PEOU), Perceived Usefulness (PU), and Financial Literacy (FL) influence impulsive buying, while positioning fintech usage as a potential bridge. We collected data from 350 active student users in Batam and analyzed it through a PLS-SEM framework via SmartPLS 4.0. The findings reveal several unexpected results that differ from previous behavioral assumptions. While PEOU and PU significantly drive fintech adoption, financial literacy shows no significant relationship with app usage intensity. The results suggest that higher financial literacy may also increase impulsive buying behavior, where higher financial literacy is significantly and positively associated with increased impulsive buying. This finding points toward a potent overconfidence bias, where theoretical knowledge reduces perceived risk and lowers cognitive barriers to spending. Furthermore, neither the technology itself nor the frequency of usage directly triggers impulsive urges, causing fintech usage to fail as a mediator. These results indicate that the negative behavioral impact of fintech in Batam is not driven by the platform's technical attributes, but by the psychological overconfidence of its users. This research suggests that financial education must pivot from purely theoretical knowledge to addressing digital behavioral psychology and emotional self-regulation.
The Influence of FinTech Continuance Intention, Financial Access, Financial Literacy, and Innovation on Microenterprise Sustainability Johny Budiman; Liana Liana; Hesniati Hesniati
Journal of Economic Education and Entrepreneurship Studies Vol. 7 No. 4 (2026)
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v7i4.274

Abstract

Microenterprises play a vital role in economic development in Indonesia, especially in creating jobs and supporting the local economy. The majority of microenterprises, especially in the food sector, still suffer from financial literacy, limited access to finance and financial technology (FinTech), and low innovation level, which may threaten sustainability. The study aims to explore the effects of FinTech, financial literacy, financial access, and innovation with the mediation of microenterprise performance on microenterprise sustainability. The research design used is explanatory research with a quantitative research approach. Primary data were collected using structured questionnaires from 280 microenterprise owners using FinTech applications. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results reveal that FinTech continuance intention, financial literacy, financial access, and innovation have both direct and indirect impacts on microenterprises sustainability through performance. This highlights the importance of strengthening financial literacy, digitalization, and innovation.
Co-Authors Badriatul Mawadah Johny Budiman Liana Liana Richard Richard Silvia Revalina Chai Tony Candra Yandi Suprapto