Muhammad Jalil
Universitas Muhammadiyah Jakarta

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TELAAH FIQH MUAMALAH TERHADAP PRAKTIK PEMBIAYAAN MURABAHAH DI LEMBAGA KEUANGAN SYARIAH Fauziyah Mulyana Putri; Nadia Saphira; Muhammad Miqdad; Muhammad Jalil
Media Riset Bisnis Manajemen Akuntansi Vol 1, No 1 (2025): Media Riset Bisnis Manajemen Akuntansi
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbima.v1i1.386

Abstract

This study aims to analyze the implementation of the murabahah contract in Islamic economics from the perspective of the Qur’an and Hadith. Murabahah is one of the most commonly used sale and purchase contracts in Islamic financial institutions. However, in practice, various deviations are often found, making murabahah resemble interest-based systems used in conventional banking. This research employs a qualitative method using a literature study approach by examining relevant Qur’anic verses, Prophetic traditions (hadith), scholarly opinions, and literature on fiqh al-mu'amalat. The findings indicate that murabahah is permissible in Islam as long as it adheres to the principles of honesty, price transparency, and mutual agreement between both parties. A properly applied murabahah contract reflects justice in economic transactions and upholds Islamic ethical values. Therefore, it is essential for Islamic financial institutions to fully implement Sharia principles in every murabahah contract.Keywords : Islamic economics, Hadith, Murabahah, Qur’an, Sharia contract 
PENDEKATAN MAQASHID SYARIAH DALAM KEGIATAN SOSIAL DAN EKONOMI PADA PERSPEKTIF PRAKTIK FIQH MUAMALAH KONTEMPORER Nadia Saphira; Fauziyah Mulyana Putri; Muhammad Miqdad; Muhammad Jalil
Media Riset Bisnis Manajemen Akuntansi Vol 1, No 2 (2025): Media Riset Bisnis Manajemen Akuntansi
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbima.v1i1.376

Abstract

This paper aims to examine the application of maqashid sharia in the field of muamalah jurisprudence, emphasizing the importance of the objectives of sharia in providing normative guidance that can be used to assess and formulate muamalah laws in order to achieve the welfare of the community. This research employs a qualitative analysis method with a literature review approach involving various relevant literary references. The findings reveal that the application of maqashid sharia not only serves to protect property (hifz al-mal) but also to promote social values such as justice, welfare, and the protection of individual rights. Furthermore, this research identifies that the implementation of maqashid sharia in a modern context can enhance public trust in the sharia financial system, as well as provide solutions to issues encountered in current muamalah practices. Keywords : Economic, Fiqh muamalah, Maqashid sharia, Sharia financial system, Social values