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PENGARUH PERCEIVED EASE OF USE DAN PERCEIVED USEFULNESS TERHADAP MINAT PENGGUNAAN QRIS PADA MERCHANT DI LOMBOK EPICENTRUM MALL NURLAILA HIDAYATI; NINA KARINA KARIM
GANEC SWARA Vol 18, No 1 (2024): Maret 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i1.756

Abstract

This study aims to determine the effect of perceived ease of use and perceived usefulness on interest in using QRIS on merchant at Lombok Epicentrum Mall. This study used an associative quantitative approach. This study used primary data taken from 131 respondents. The results showed that simultaneously the variables perceived ease of use and perceived usefulness had a positive and significant effect on the interest in using QRIS at merchants in Lombok Epicentrum Mal. Partially, the perceived ease of use variable and perceived usefulness has a positive and significant effect on the interest in using QRIS at merchants in Lombok Epicentrum Mall
PENGARUH LITERASI KEUANGAN TERHADAP INKLUSI KEUANGAN MAHASISWA PROGRAM STUDI S1 AKUNTANSI UNIVERSITAS MATARAM RIKA SALSABILA PUTRI; NINA KARINA KARIM
GANEC SWARA Vol 18, No 3 (2024): September 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i3.1003

Abstract

This research aims to determine the influence of financial literacy on the financial inclusion of students in the Bachelor of Accounting Study Program at Mataram University. This research uses an associative quantitative approach. In this study, measuring financial literacy used two approaches, namely objective test measures/objective financial literacy and subjective evaluation measures/subjective financial literacy. The sample used in this research was 168 Bachelor of Accounting students from the University of Mataram Class of 2022. The results of the research showed that the financial literacy variable with an objective approach had no significant effect on accounting students' financial inclusion, while the financial literacy variable with a subjective approach had a positive and significant effect on financial inclusion. accounting student