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All Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Masmuh, Muhammad Mukti Arif
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Humanities Decision Sciences, Operations Research & Management Social Sciences

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Conceptual Framework for Fintech in Sharia Financial Planning Masmuh, Muhammad Mukti Arif; Rahmawati, Rahmawati; Fahmi, Muhammad
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2024): Special Edition: International Conference on Islamic Economics (ICOIE)
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.10243

Abstract

Islamic financial planning is vital for individuals and financial institutions for a few reasons. In order to improve the role of Islamic financial planning as sustainable economic development for individuals and institutional, thus, the use of technology is needed. This research aims to develop a model framework with the purpose of an improvement in the usage of financial technology for Islamic financial planning.
Conceptual Framework for Fintech in Sharia Financial Planning Masmuh, Muhammad Mukti Arif; Rahmawati; Fahmi, Muhammad
Li Falah: Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): June 2024
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v9i1.8221

Abstract

This study aims to develop a framework that can increase the use of financial technology (fintech) in Islamic financial planning, which is expected to support sustainable economic development for individuals and institutions. The method used is a descriptive literature study, which collects data from various sources such as scientific journals, books, and related reports. The results of the study show that the application of fintech in Islamic financial planning can provide easy access and increase financial inclusion in Muslim communities, especially in Indonesia. This study also identified five important processes in the development of fintech for Islamic financial planning: identification, customers, standardisation, technology, and realisation. The implications of this study are the importance of cooperation between Islamic financial institutions and fintech companies to create innovative solutions that are in accordance with Sharia principles, as well as the need to develop policies that support the Sharia fintech ecosystem in Indonesia.
Co-Authors MUHAMMAD FAHMI Rahmawati Rahmawati, Rahmawati Sugeng, Santoso