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All Journal Jurnal Ekonomi dan Pembangunan Indonesia PESHUM
Tia Saragih
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Humanities Economics, Econometrics & Finance Education Social Sciences

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Analisis Kebijakan Pengelolaan Pajak Daerah Dalam Meningkatkan PAD di Kota Pematang Siantar Pawer Panjaitan; Darwin Damanik; Savirgi, Savirgi; Octa Saragih; Hartati Sitio; Tia Saragih; Sintong Simanjuntak; Grace Naibaho
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 4 No. 2: Februari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v4i2.6960

Abstract

The aim of the research conducted by researchers is to determine the extent to which local original income has increased through regional tax management mechanisms. The Regional Revenue Agency is the Department responsible for managing local revenue. For this reason, researchers are interested in conducting research related to "Analysis of Regional Tax Management Policy in increasing PAD in Pematang Siantar City". The method that researchers used in this research was a quantitative, descriptive method with an inductive approach, with data sources obtained from secondary data. Secondary data was obtained from literature reviews, documentation and regulations as well as previous scientific journals. Pematangsiantar City is an autonomous region that does not have natural resources that can be exploited, so local government creativity and innovation is needed to be able to increase PAD from taxes which makes it possible to increase Original Regional Income as an autonomous government continues to strive to mobilize various economic potentials in its region. This is done so that economic actors can participate and actively participate in moving the economy so that they are able to contribute to economic growth in Pematangsiantar City.
Strategi dan Tantangan Operasional pada KSU BONA MANDIRI JAYA di Kota Pematangsiantar Dina Saragih; Roni A Hasibuan; Dian G Purba; Grace R Naibaho; Savirgi B Amri; Stepan H Purba; Ahmad Tarez Azhadi; Sintong B Simanjuntak; Tia saragih
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 3 No. 3 (2025): Agustus : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v3i3.1481

Abstract

This study aims to analyze the marketing strategies, operational mechanisms, and key challenges faced by the Multipurpose Cooperative (KSU) BONA MANDIRI JAYA. A qualitative research approach was employed, utilizing in-depth interviews, direct observation, and document analysis as data collection methods. The results show that the cooperative adopts a direct marketing strategy targeting underserved and remote areas, combined with a personalized approach in monitoring its clients. Despite its growth, the cooperative encounters several challenges, including limited capital, low member financial literacy, non-performing loans, and the need to adapt to digital transformation. To overcome these obstacles, the cooperative implements credit restructuring policies and intensive field monitoring. The study recommends strengthening institutional capacity and adopting digital systems to enhance the sustainability and efficiency of cooperative operations.
Co-Authors Ahmad Tarez Azhadi Damanik, Darwin Dian G Purba Dina Saragih Grace Naibaho Grace R Naibaho Hartati Sitio Octa Saragih Pawer Darasa Panjaitan Roni A Hasibuan Savirgi B Amri Savirgi, Savirgi Sintong B Simanjuntak Sintong Simanjuntak Stepan H Purba