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Analisis Instrumen Bank Syariah Terhadap ROA Pada PT Bank BCA Syariah Sari Dewi; Nurul Istiqomah; Caesar Dharmawan; Fadilla Rahmadani; Lidiawati Lidiawati; Chrisna Chrisna; Joyce Tan
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.710

Abstract

This study aims to analyze the effect of various Islamic banking instruments on the Return on Asset (ROA) provided by PT Bank BCA Syariah. This study uses historical data for the last five years (2018-2022) and statistical analysis to evaluate the contribution of certain Islamic banking instruments to the amount of financing provided by the Islamic bank. The results of this study provide greater insight into how Islamic banking instruments affect the financing portfolio of PT Bank BCA Syariah and can serve as a foundation for future strategic decision-making in the management of Islamic banking funds and financing. This research is expected to make a positive contribution to the understanding of the development of Islamic banking and sustainable Islamic banking practices.
Finding Harmony in the Digital Age : Integrating Spiritual Values for Balance Lidiawati Lidiawati
Philosophy Global: International Journal of Christian and Catholic Philosophy Vol. 2 No. 1 (2025): March || Philosophy Global: International Journal of Christian and Catholic Phi
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/philosophyglobal.v2i1.49

Abstract

Advances in digital technology have changed the way of living and interacting in modern society. Although it provides many conveniences, technology also has the potential to disrupt the balance of life and cause alienation from the spiritual dimension. This research explores multidisciplinary approaches that can be applied to integrate spiritual values into digital lifestyles holistically and contextually. Through a literature review, several main approaches can be identified, namely digital theology, digital psychology, digital sociology, technology ethics, and integrative multidisciplinary approaches. The digital theology approach emphasizes the importance of presenting spirituality in a format relevant to the digital generation. Digital psychology examines the impact of technology on mental health and offers spiritual activity as a solution. Digital sociology looks at changes in community structure and opportunities for building virtual spiritual communities. Technology ethics considers the moral and spiritual implications of technological development. Lastly, an integrative multidisciplinary approach combines multiple perspectives to offer a comprehensive solution. By combining these approaches, this study seeks to find a balance between advances in digital technology and the appreciation of spiritual values in an online-connected society.