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All Journal Islamic Banking and Finance Jurnal Manajemen Bisnis dan Keuangan
Gusmiarni, Asni
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Economics, Econometrics & Finance

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Pengaruh Nilai Sosial, Lingkungan Kerja, dan Gender Terhadap Minat Mahasiswa Perbankan Syariah Bekerja di Bank Syariah Gusmiarni, Asni; Zulkifli, Zulkifli
Islamic Banking and Finance Vol. 4 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v4i2.5547

Abstract

Skripsi ini berjudul Pengaruh Nilai Sosial, Lingkungan Kerja, dan Gender Terhadap Minat Mahasiswa Perbankan Syariah Bekerja di Bank Syariah. Tujuan dalam penelitian ini adalah untuk mengetahui pengaruh nilai sosial, lingkungan kerja, dan gender terhadap minat mahasiswa perbankan syariah bekerja di bank syariah baik secara parsial maupun simultan. Penelitian ini menggunakan pendekatan kuantitatif, metode pengumpulan data yang digunakan adalah angket/kuesioner. Populasi dalam penelitian ini adalah mahasiswa Perbankan Syariah pada Fakultas Ekonomi Dan Bisnis Islam IAIN Bone angkatan 2020 sebanyak 178 orang. Adapun jumlah sampel yang digunakan sebanyak 65 sampel. Data-data yang telah terkumpul akan melalui tahapan uji validitas, uji reliabilitas, uji asumsi klasik, dan uji hipotesis. Pengolahan data dilakukan dengan bantuan alat analisis SPSS versi 25. Hasil penelitian menunjukkan bahwa nilai sosial berpengaruh secara positif dan signifikan terhadap minat mahasiswa perbankan syariah bekerja di bank syariah, lingkungan kerja berpengaruh secara positif dan signifikan terhadap minat mahasiswa perbankan syariah bekerja di bank syariah, gender berpengaruh positif tetapi tidak signifikan terhadap minat mahasiswa perbankan syariah bekerja di bank syariah, dan secara simultan variabel nilai sosial, lingkungan kerja, dan gender berpengaruh secara positif dan signifikan terhadap minat mahasiswa perbankan syariah bekerja di bank syariah.
ISLAMIC FINANCIAL ETHICS IN MANAGERIAL DECISION-MAKING : A CONCEPTUAL REVIEW OF THE PRUDENTIAL PRINCIPLE IN ISLAMIC FINANCIAL MANAGEMENT Gusmiarni, Asni; Gusmiarni, Susi; Karyono, Otong
MBISKU: Jurnal Manajemen Bisnis dan Keuangan Vol. 2 No. 2 (2025): MBisKu, July 2025
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/mbisku.v2i2.1307

Abstract

The rapid development of the Islamic financial industry demands managerial decision-making quality that is not only oriented toward financial performance but also toward compliance with Sharia principles and Islamic ethical values. This article aims to conceptually examine the role of Islamic financial ethics in managerial decision-making by emphasizing the prudential principle in Islamic financial management. The research method employed is a literature review of relevant scientific publications from the last five years concerning Islamic financial ethics, risk management, governance, and managerial decision-making in Islamic financial institutions. The findings indicate that the prudential principle functions not only as a technical risk management instrument but also as a manifestation of the values of trust, justice, moral responsibility, and the protection of wealth (hifz al-mal). However, the implementation of the prudential principle still faces various challenges, such as pressure to achieve performance targets, limitations in human resources, and weak internalization of ethics and Sharia supervision. This article asserts that strengthening Islamic financial ethics and integrating the prudential principle into good governance are fundamental needs to improve the quality of managerial decisions, maintain institutional stability, and realize the sustainability of Islamic financial institutions in line with the objectives of maqasid al-shariah
Co-Authors Gusmiarni, Susi Otong Karyono, Otong Zulkifli Zulkifli