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All Journal Robust: Research of Business and Economics Studies Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Sakinah, Dewi Inayatul
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Religion Humanities Economics, Econometrics & Finance Social Sciences

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SWOT STRATEGI PENERAPAN SISA HASIL USAHA (SHU) DALAM MENINGKATAN MINAT BERINVESTASI (STUDI PADA KOPERASI AL-AMIN KEMENTERIAN AGAMA KABUPATEN KONAWE Sakinah, Dewi Inayatul
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

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Abstract

Penelitian ini membahas tentang SWOT strategi penerapan sisa hasil usaha (SHU) dalam meningkatan minat berinvestasi di Koperasi Al-Amin Kementerian Agama Kabupaten Konawe. Jenis Penelitian ini adalah penelitian kualitatif dengan Tehnik pengumpulan data yaitu wawancara berjumlah 18 orang, observasi tentang aktivitas pembagian sisa hasil usaha dan dokumentasi tentang kegiatan penelitian. Teknik analisis data yaitu reduksi data, penyajian data dan penarikan kesimpulan. Sedangkan pengecekan keabsahan data menggunakan triangulasi sumber data, triangulasi teknik triangulasi waktu dan member chek. Hasil penelitian menunjukan bahwa: 1) strategi penerapan sisa hasil usaha (SHU) dalam meningkatan minat berinvestasi di Koperasi Al-Amin Kementerian Agama Kabupaten Konawe yaitu bahwa mekanisme sisa hasil usaha pada Koperasi Al-Amin Kementerian Agama Kabupaten Konawe dibagikan pada waktu satu tahun sekali setelah di adaknnya rapat anggota tahunan, di mana sisa hasil usahanya berpatokan pada akad pinjaman yang dilakukan oleh masing-masing pegawai. 2) Dampak penerapan sisa hasil usaha (SHU) dalam meningkatan minat berinvestasi di Koperasi Al-Amin Kantor Kementerian Agama Kabupaten Konawe bisa di kelompokkan dalam 3 katagori, yaitu katagori berkembang, stagnan atau tetap dan macet atau gagal.
Pengaruh Inovasi Produk Terhadap Keputusan Masyarakat Menggunakan Jasa Perbankan Syariah (Studi Kasus Pada Pt Bank Muamalat Tbk Cabang Kendari) Sakinah, Dewi Inayatul
Robust: Research of Business and Economics Studies Vol 4, No 2 (2024): Volume 4, Nomor 2: Oktober 2024
Publisher : IAIN Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/robust.v4i2.10382

Abstract

The purpose of this study is to find out the influence of religious understanding,product innovation and service on people's decisions using Islamic banking services (case study at PT Bank Muamalat Tbk Kendari Branch). The type of research used in this research is quantitative research. Data collection techniques by way of questionnaires and documentation. While the data analysis techniques used are desriptive statistical analysis and inferential analysis. From the results of the study it is known that product innovation has a positive and significant effect on people's decisions to use Islamic banking services at PT Bank Muamalat Tbk Kendari Branch, with a calculated t value> t table (23,362> 1.658) with a significance level of 0.000
Pengaruh Inovasi Produk Terhadap Keputusan Masyarakat Menggunakan Jasa Perbankan Syariah (Studi Kasus Pada Pt Bank Muamalat Tbk Cabang Kendari) Sakinah, Dewi Inayatul
Robust: Research of Business and Economics Studies Vol. 4 No. 2 (2024): Oktober 2024
Publisher : IAIN Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/robust.v4i2.10382

Abstract

The purpose of this study is to find out the influence of religious understanding,product innovation and service on people's decisions using Islamic banking services (case study at PT Bank Muamalat Tbk Kendari Branch). The type of research used in this research is quantitative research. Data collection techniques by way of questionnaires and documentation. While the data analysis techniques used are desriptive statistical analysis and inferential analysis. From the results of the study it is known that product innovation has a positive and significant effect on people's decisions to use Islamic banking services at PT Bank Muamalat Tbk Kendari Branch, with a calculated t value> t table (23,362> 1.658) with a significance level of 0.000
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