Safitri, Qhory Yulia
Unknown Affiliation

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

Pengaruh Kualitas Aset, Likuiditas, Profitabilitas Terhadap Tingkat Kecukupan Modal Perbankan Yang Terdaftar di Bursa Efek Indonesia Safitri, Qhory Yulia; Oknaryana, Oknaryana; Marna, Jean Elikal
Jurnal Salingka Nagari Vol 3 No 2 (2024): Jurnal Salingka Nagari
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jsn.v3i2.218

Abstract

This study examines how asset quality, liquidity, and profit-generating capability influence capital adequacy in banks registered on the Indonesia Stock Exchange (IDX) during 2019-2023. The studied population encompasses publicly traded banking companies on the IDX during this period, with 36 companies selected as samples using purposive sampling methodology. The analysis relies on secondary data extracted from these banks' financial statements. The researchers employ panel data regression methods to analyze the data. The research findings reveal several key insights: First, asset quality shows a negative influence on capital adequacy, although its impact is not statistically significant. Second, liquidity demonstrates a significant positive effect. Third, profit-generating capability exhibits a positive but statistically insignificant influence. Furthermore, this study reveals that collectively, these three factors - asset quality, liquidity, and profitability - play crucial roles in shaping capital adequacy. These discoveries emphasize the importance of effective liquidity management in maintaining financial stability, while highlighting the indirect contributions of asset quality and profitability in affecting capital adequacy of banks within Indonesia's financial sector.