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All Journal Sistemasi: Jurnal Sistem Informasi Multidisciplinary Indonesian Center Journal
Indrasari, Elizabeth Sastrina
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Religion Humanities Computer Science & IT Earth & Planetary Sciences Education Electrical & Electronics Engineering Other

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BRIDGING FINANCIAL AND DIGITAL COMPETENCES WITH INVESTMENT RISK THROUGH THE MEDIATING POWER OF INFORMATION DISCLOSURE Indrasari, Elizabeth Sastrina; Soma, Abdul Mukti
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 2 No. 3 (2025): Vol. 2 No. 3 Edisi Juli 2025
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v2i3.1067

Abstract

Digital technologies are changing rapidly, and this has changed the financial services industry, especially how people decide where to invest their money. This study looks at how digital literacy, financial literacy, and fear of missing out (FOMO) affect how much risk young investors are willing to take when investing with information disclosure as a mediating variable. The research data is taken from 447 investors of Gen Y and Z in West Java and used Partial Least Squares-Structural Equation Modeling (PLSSEM). The results show that being financially literate makes people more likely to search for financial information, but it also makes them less willing to take risks when investing. This suggests that people who know a lot about money are more careful when they invest. On the other hand, FOMO has a positive effect on both information searching and risk tolerance, showing how emotions can affect people online. Digital literacy helps people be more willing to take risks, but it does not have a big effect on how much information they search. These results show how important cognitive and emotional factors are in determining how people act when it comes to IT-driven finances. The study helps with responsible digital transformation by showing how important it is for individuals to be ready to navigate fintech ecosystems. It also gives regulators, platform providers, and educators ideas on how to promote more informed and resilient investment practices.
Designing Attack Surface in Early Childhood Education System Environment using Risk Assessment and Enterprise Architecture Approach Setiawan, Dadang; Oktaria, Dita; Prabowo, Sidik; Indrasari, Elizabeth Sastrina
Sistemasi: Jurnal Sistem Informasi Vol 13, No 6 (2024): Sistemasi: Jurnal Sistem Informasi
Publisher : Program Studi Sistem Informasi Fakultas Teknik dan Ilmu Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32520/stmsi.v13i6.4623

Abstract

As digital technologies increasingly permeate the education sector, the need to safeguard sensitive personal data within early childhood education systems becomes paramount. In Indonesia, where the adoption of digital tools in education is rapidly expanding, these systems are particularly vulnerable due to the hybrid nature of their processes, varying levels of digital literacy among stakeholders, and a complex regulatory environment. This research addresses the challenge of securing Indonesia’s early childhood education systems by designing a minimized attack surface through the integration of ISO 27005-based risk assessment and the TOGAF enterprise architecture framework. ISO 27005 provides a systematic methodology for identifying, assessing, and mitigating information security risks, ensuring compliance with the Indonesian Personal Data Protection Law (UUPDP). TOGAF is utilized to structure the enterprise architecture, aligning IT strategies with institutional goals while embedding robust security measures across the digital infrastructure. The research methodology involves identifying critical assets and potential threats, evaluating these threats using ISO 27005, and developing a secure architecture tailored to the unique needs of Indonesian early childhood education systems. The proposed framework is validated through application in a case study involving several Indonesian early childhood education institutions. This approach not only enhances the security posture of these institutions but also aligns with cultural and regulatory considerations, offering a comprehensive solution for protecting vulnerable educational environments in Indonesia.
Co-Authors Abdul Mukti Soma Dadang Setiawan Dita Oktaria Sidik Prabowo