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All Journal INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Jurnal Sains Student Research
Marizqa Mustika Dara
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Humanities Environmental Science Languange, Linguistic, Communication & Media Library & Information Science Social Sciences Other

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ASPEK SYARIAH DAN HALAL Annisa Aulia Azzahra; Marizqa Mustika Dara; Nazla Minda Mahira; Dini Vientiany
JOURNAL SAINS STUDENT RESEARCH Vol. 3 No. 1 (2025): Jurnal Sains Student Research (JSSR)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v3i1.3623

Abstract

This research discusses the concept of sharia and halal becoming increasingly important in business practices in Muslim-majority societies, especially in ensuring compliance with Islamic principles in economic activities. The aim of this research is to analyze the influence of implementing sharia and halal in business, as well as to understand company halal policies and their relevance in business feasibility studies. The method used in this research is a literature review that collects and analyzes reliable sources regarding sharia, halal and sharia business practices. Data was obtained from various references, including literature on sharia, halal, business ethics, and halal policies in companies, as well as analysis of business practices in markets that are predominantly Muslim. Implementing sharia and halal aspects in business not only increases consumer confidence, but also opens up wider market opportunities. Clear halal policies and halal SOPs help ensure products meet halal standards. Thus, the integration of sharia and halal in business strategy is a strategic step to achieve long-term growth and sustainability.
ANALYSIS OF THE IMPLEMENTATION OF HYBRID CONTRACT IN MURABAHAH BIL WAKALAH FINANCING FROM AN INTERNAL PERSPECTIVE BASED ON THE DSN-MUI FATWA AT BSI KC PEMATANG SIANTAR Marizqa Mustika Dara; Tuti Anggraini; Nuri Aslami
International Journal of Cultural and Social Science Vol. 6 No. 3 (2025): International Journal of Cultural and Social Science
Publisher : Pena Cendekia Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53806/ijcss.v6i3.1157

Abstract

This study investigates the internal implementation of the hybrid contract in Murabahah bil Wakalah financing at Bank Syariah Indonesia (BSI), Pematangsiantar Perintis Branch, and evaluates its alignment with the DSN-MUI fatwa. Employing a descriptive qualitative method, data were obtained through in-depth interviews. The research reveals that the execution of the Murabahah bil Wakalah contract at BSI Pematangsiantar Perintis is not entirely in accordance with DSN-MUI Fatwa No. 04/DSN-MUI/IV/2000, as both the Murabahah and Wakalah agreements are conducted concurrently. Ideally, the Murabahah agreement should be concluded only after the bank legally possesses the goods via the Wakalah contract. While the simultaneous implementation simplifies the financing process, there is still a need for enhanced internal comprehension and continuous training to ensure full compliance with Islamic legal principles.
Co-Authors Annisa Aulia Azzahra Dini Vientiany Nazla Minda Mahira Nuri Aslami Tuti Anggraini