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Legal Protection for QRIS Users as an Electronic Payment Tool in Trade Transactions Luvianti, Teressyavira
JIHAD : Jurnal Ilmu Hukum dan Administrasi Vol 6, No 4 (2024): JIHAD : Jurnal Ilmu Hukum Dan Administrasi
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jihad.v6i4.8074

Abstract

Forms of Legal Protection for QRIS Users as Electronic Payment Instruments in Trade Transactions There are two types, the first is preventive legal protection carried out by Bank Indonesia for violations , this is done by means of administrative sanctions in the form of warnings, fines, to temporary suspension of some or even all electronic money activities and sanctions for revocation of e-money operating licenses . Second, through repressive legal protection, namely protection in the form of sanctions in the event of a dispute or criminal act for consumers who misuse the QRIS code. Legal Settlement for QRIS Users Who Experience Losses is carried out by means of litigation, namely through the courts under the Supreme Court, while non-litigation can be carried out at the BPSK institution, Arbitration using non-litigation dispute resolution methods
Perlindungan Hukum Bagi Pemilik Tanah yang Tumpang Tindih (Overlapping) Kepemilikan (Studi Putusan Mahkamah Agung Nomor 221 PK/PDT/2014) Luvianti, Teressyavira; Rasji, Rasji
UNES Law Review Vol. 6 No. 2 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1336

Abstract

Legal protection for land owners in Indonesia in resolving overlapping ownership conflicts highlights the complexity and challenges in the legal system. With UUPA as the basic framework, the analysis involves evaluating successes and weaknesses in aspects of land registration, dispute resolution mechanisms, and recognition of customary rights. High costs and slow land registration processes are obstacles, but efforts to speed things up and provide transparency have been made. Dispute resolution mechanisms, such as mediation, show progress, but challenges related to bureaucracy and accessibility remain. Recognition of customary rights needs to be strengthened to reduce gaps with positive law. Despite awareness of improvements, law enforcement remains slow, posing a risk of land ownership rights being violated. To improve protection, reforms are needed in the costs and efficiency of land registration, strengthening dispute resolution mechanisms, further recognition of customary rights, and serious improvements in law enforcement. A balance between regulation, community participation and law enforcement is key to achieving effective legal protection for land owners, supporting sustainability and inclusiveness in development in Indonesia.