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Firmansyah, Dio
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Economics, Econometrics & Finance Environmental Science Health Professions Nursing Public Health

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Stress Level Overviews of Final Semester Students in Faculty of Health Universitas Nahdlatul Ulama Surabaya Firmansyah, Dio; Hardiastuty, Hanny Elok; Fauziah, Khusniada Inayatul; Sunaryo, Merry; Rosyadah, Amrina
TEKNOLOGI MEDIS DAN JURNAL KESEHATAN UMUM Vol 8 No 2 (2024): Medical Technology and Public Health Journal September 2024
Publisher : Universitas Nahdlatul Ulama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/mtphj.v8i2.6267

Abstract

Stress is a condition that can be caused by uncontrolled physical, environmental, and social demands. Stress can come from external factors originating from the environment or caused by the individual's internal perception. Stress in students can also be caused by stress in the form of parental demands, the complexity of the courses used in the thesis, a bad environment, conflict with friends, meeting supervisors, and other people. This research provides an overview of the stress level in final-semester students at the Faculty of Health, Universitas Nahdlatul Ulama Surabaya. The research design used in this research is pre-experimental The variables used are a quantitative approach that focuses on one variable, namely stress levels. The research results showed that respondents experienced severe stress with a percentage of (71%) and those who experienced mild stress were (29%). This study used five indicators of stress sources including lack of understanding of the topic of 8 students (11%). This economic factor indicator is one of the factors widely experienced by students with a total of 28 students (39%), in comparison concerns about not being able to take the exam 27 students (37%). In addition, two other indicators, namely family and friend support as many as 7 students (10%) and 2 students (3%) came from supervisors. Keywords : Final-semester, student, indicator, stress
Peran Analisis Karakter Calon Nasabah dalam Mengurangi Risiko Pembiayaan Bermasalah pada BPRS Lantabur Tebuireng Firmansyah, Dio; Hidayati, Athi'
JIES : Journal of Islamic Economics Studies Vol. 5 No. 3 (2024): Oktober
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v5i3.7468

Abstract

This study explores the role of character analysis of prospective customers in reducing the risk of non-performing financing at Lantabur Tebuireng Sharia People's Economic Bank (BPRS), which focuses on financing for small and medium-sized communities. Given the challenges faced by BPRS related to the risk of non-performing loans, character analysis, which includes aspects of honesty, reputation, and discipline of customers, is very important. Qualitative research methods were applied to understand the interaction between the bank and the customer as well as the social factors that influence character evaluation. The results show that selecting customers with high integrity can significantly minimize the risk of non-performing loans. In addition, BPRS also implemented a monitoring system and a non-litigation approach in dealing with financing problems, which further strengthened their risk management. The findings confirm the importance of character analysis of prospective customers as a key strategy in maintaining the financial health of BPRS and supporting sustainable financing for small and medium-sized communities.
Peran Analisis Karakter Calon Nasabah dalam Mengurangi Risiko Pembiayaan Bermasalah pada BPRS Lantabur Tebuireng Firmansyah, Dio; Hidayati, Athi'
JIES : Journal of Islamic Economics Studies Vol. 5 No. 3 (2024): Oktober
Publisher : Program Studi Ekonomi Islam, Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/jies.v5i3.7468

Abstract

This study explores the role of character analysis of prospective customers in reducing the risk of non-performing financing at Lantabur Tebuireng Sharia People's Economic Bank (BPRS), which focuses on financing for small and medium-sized communities. Given the challenges faced by BPRS related to the risk of non-performing loans, character analysis, which includes aspects of honesty, reputation, and discipline of customers, is very important. Qualitative research methods were applied to understand the interaction between the bank and the customer as well as the social factors that influence character evaluation. The results show that selecting customers with high integrity can significantly minimize the risk of non-performing loans. In addition, BPRS also implemented a monitoring system and a non-litigation approach in dealing with financing problems, which further strengthened their risk management. The findings confirm the importance of character analysis of prospective customers as a key strategy in maintaining the financial health of BPRS and supporting sustainable financing for small and medium-sized communities.
Co-Authors Fauziah, Khusniada Inayatul Hardiastuty, Hanny Elok Hidayati, Athi' Rosyadah, Amrina Sunaryo, Merry