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All Journal Journal of Management and Islamic Finance Taqrib : Journal of Islamic Studies and Education
Abdillah Nurul Bahri
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Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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The Concept of Economic Balance in the Quran: An Interpretation of the Verse Prohibiting Exploitation Wildan Ashari Hasibuan; Abdillah Nurul Bahri
Taqrib : Journal of Islamic Studies and Education Vol. 2 No. 2 (2024): Taqrib : Journal of Islamic Studies and Education
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/taqrib.v2i2.755

Abstract

This study aims to explore the concept of economic equilibrium in the Qur'an, focusing on the interpretation of verses prohibiting exploitation, such as exploitation, oppression in trade, and the obligation to act justly. The research employs a qualitative descriptive-analytical approach through a literature study, with primary data consisting of relevant Qur'anic verses (QS. Al-Baqarah: 275-279, QS. Al- Mutaffifin : 1-3, QS. An-Nisa : 135) analyzed using authoritative interpretations. The findings indicate that the Qur'anic prohibition of exploitation not only provides moral guidance but also practical solutions to address modern economic inequalities, such as prohibitions on exploitative exploitation, market manipulation, and hoarding. The concept of economic equilibrium in the Qur'an emphasizes justice, equitable wealth distribution, and social responsibility. This study concludes that Islamic economic values based on Qur'anic teachings offer effective solutions to global economic challenges by creating a fairer, sustainable, and Sharia-compliant economic system.  
ISLAMIC BANK FINANCING ACCESS AND FINANCIAL LITERACY ON MSME GROWTH: DIGITAL LITERACY AS MODERATOR Abdillah Nurul Bahri; Muhammad Ridha Irsyadillah; Khoirul Anwar
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12230

Abstract

This study aims to analyze the influence of access to Islamic bank financing and Islamic financial literacy on the growth of MSMEs in Semarang City, as well as examine the role of digital literacy as a moderation variable. The background of this research is based on the low level of utilization of sharia financing and financial literacy by MSMEs actors, as well as the importance of digital literacy in supporting business success in the digital era. This study uses a quantitative approach with primary data collected through an online questionnaire and analyzed using the Partial Least Square (PLS) method through the SmartPLS application. The research sample consisted of 102 MSMEs actors selected based on the Slovin formula. The results of the study show that access to Islamic bank financing and Islamic financial literacy have a positive and significant influence on the growth of MSMEs. However, digital literacy does not have a direct effect on the growth of MSMEs and is also unable to moderate the relationship between access to financing and financial literacy to the growth of MSMEs significantly. This shows that digital literacy has not played an optimal role as a reinforcing variable in this context. This research provides important implications for Islamic financial institutions, local governments, and MSMEs actors in designing financial and digital capacity building strategies to encourage more sustainable and competitive business growth.  
Co-Authors KHOIRUL ANWAR Muhammad Ridha Irsyadillah Wildan Ashari Hasibuan