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All Journal Jurnal Sains Student Research Jurnal Ilmiah Nusantara JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Syakira Edriamarsha Firdaus
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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IMPLEMENTASI TEKNOLOGI UNTUK PENGUATAN KEAMANAN DATA PRIBADI NASABAH DALAM SEKTOR PERBANKAN Syakira Edriamarsha Firdaus; Syarifaatul Hidayah; Herjuno Putro
JURNAL ILMIAH NUSANTARA Vol. 2 No. 1 (2025): Jurnal Ilmiah Nusantara
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v2i1.3075

Abstract

Rapid technological developments have brought major transformation in the banking sector, especially in the aspect of digitalization of services. However, this progress is accompanied by big challenges, especially regarding the security of customers' personal data which is vulnerable to cyber threats. This article discusses various technologies used by banks to protect customer data, such as data encryption, fintech technology, and the implementation of cloud-based security systems. Apart from that, this article also discusses regulations governing personal data protection in Indonesia, such as Law no. 27 of 2022, as well as Financial Services Authority (OJK) regulations. The research method used is normative juridical with a conceptual and technological approach. Even though various technologies have been implemented, various challenges remain. Therefore, the banking sector also needs to continue to improve its security system. This effort is expected to create a safer banking system and increase public trust in digital banking services.
PENDAMPINGAN HUKUM TERHADAP PERMOHONAN GANTI NAMA KARENA PINDAH AGAMA: STUDI KASUS JOANNA GRACE Syakira Edriamarsha Firdaus; Syarifaatul Hidayah; Rimarshanda Anugrahita; Aida Dian Rami
JOURNAL SAINS STUDENT RESEARCH Vol. 3 No. 2 (2025): Jurnal Sains Student Research (JSSR)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v3i2.4385

Abstract

This writing explores the provision of legal aid assistance for individuals seeking a name change due to religious conversion, with a case study on the name change petition from Joanna Grace to Syifa Nur Cahya. It employs an empirical juridical approach, combining normative legal analysis with real-world practices observed in the field. The main focus lies in assessing the implementation and effectiveness of legal aid provided by legal aid institutions in ensuring access to justice for economically disadvantaged individuals. The findings reveal that although the assistance offered was limited in scope (non-litigation), the role of legal aid facilitators was essential in supporting administrative procedures, assisting with document preparation, and bridging communication between the client and a licensed advocate. The name change petition, classified as a voluntary legal matter, allows the court to grant a legal identity change based on valid reasons, including religious grounds. This writing highlights that legal aid functions not only as a formal legal mechanism but also as a social bridge that guarantees every citizen’s right to legal recognition and protection in accordance with their new identity
DIGITALISASI PERBANKAN DAN AKSES UMKM : PELUANG DAN TANTANGAN HUKUM Syakira Edriamarsha Firdaus; Baidhowi Baidhowi
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2025): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v2i2.4769

Abstract

The digitalization of banking has created opportunities for Micro, Small, and Medium Enterprises (UMKM) in Indonesia to access financing more easily and efficiently. Through digital banking services, the loan application and disbursement processes have become faster, thereby enhancing financial inclusion for UMKM. However, the implementation of this digitalization also faces various legal challenges, such as personal data protection, the security of electronic transactions, and regulations that are not yet fully adaptive to technological developments. Therefore, a comprehensive and flexible legal framework is needed to support the synergy between banking digitalization and UMKM, to ensure the optimal use of technology and legal protection for all parties involved.
Co-Authors Aida Dian Rami Baidhowi Baidhowi Herjuno Putro Rimarshanda Anugrahita Syarifaatul Hidayah