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All Journal Mestaka: Jurnal Pengabdian Kepada Masyarakat Madani: Multidisciplinary Scientific Journal
Putri, Fiona Hasdo
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Inovasi Keuangan Sosial Islam Untuk Ketahanan Ekonomi Di Provinsi Bengkulu Putri, Fiona Hasdo; Alqdri , M. Wahyu
MESTAKA: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 6 (2024): Desember 2024
Publisher : Pakis Journal Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58184/mestaka.v3i6.514

Abstract

This research explores the role of Islamic social finance innovations in strengthening economic resilience in Bengkulu. Utilizing data from the National Socioeconomic Survey (SUSENAS), the study highlights the potential of zakat, waqf, and Islamic microfinance as tools for sustainable economic development. Key findings reveal that despite a reduction in the poverty rate from 15.22% in 2021 to 14.62% in 2022, disparities remain across districts. Optimizing Islamic social finance is critical to bridging economic inequality and improving community welfare. Challenges include limited public awareness and institutional inefficiencies. This study concludes with recommendations for digitalization, institutional strengthening, and stakeholder collaboration to maximize the benefits of Islamic social finance innovations. The results of the study stated that Islamic social finance is a powerful tool for economic transformation, its successful implementation in Bengkulu requires a comprehensive and multi-faceted approach that includes effective management, public engagement, a strong institutional framework, and local collaboration. If these elements are adequately addressed, Islamic social finance can play a transformative role in reducing poverty, bridging economic disparities, and promoting sustainable community development in Bengkulu.
Strategi Pemberdayaan UMKM Kuliner Berbasis Ekonomi Syariah di Sentral Kuliner Kaur Putri, Fiona Hasdo; Sapitri, Ola; Hasanah, Uswatun
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 5 (2025): Volume 3, Nomor 5, June 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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Abstract

Culinary Micro, Small, and Medium Enterprises (MSMEs) play an important role in the regional economy, especially in creating jobs and improving community welfare. This article aims to analyze the empowerment strategy of culinary MSMEs based on sharia economy in Kaur Culinary Center with a focus on the Sate Surabaya Etek Sangun business. This study examines the application of sharia economic principles, such as honesty, fairness, and avoidance of usury in business management, as well as business development and sustainability strategies through product innovation, marketing digitalization, and cooperation with sharia financial institutions. The results of the study indicate that the application of sharia economy has a positive impact on business sustainability, increasing competitiveness, and creating broader social value. In addition, empowerment of MSMEs through training, mentoring, and strengthening distribution networks are important keys in encouraging sustainable business growth. This research is expected to contribute to the development of policies and strategies for empowering MSMEs based on sharia economy in the region.
Co-Authors Alqdri , M. Wahyu Sapitri, Ola Uswatun Hasanah