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All Journal Shar-E: Jurnal Kajian Ekonomi Hukum Syariah Bisnis Net : Jurnal Ekonomi dan Bisnis Sulawesi Tenggara Educational Journal
Putradi, Andi
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : Shar-E: Jurnal Kajian Ekonomi Hukum Syariah

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Capital Conversion Analysis in the Transition from Conventional to Islamic Banking: A Case Study in West Nusa Tenggara Fauzan, Nurul Wathoni; Putradi, Andi
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 11 No. 1 (2025): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v11i1.3953

Abstract

This study examines the capital conversion process in the transformation of Bank NTB from a conventional bank to an Islamic bank, focusing on the regulatory, institutional, and operational aspects involved. Using a qualitative literature review method, this study explores the institutional restructuring and financial implications of the conversion process. The results of the study indicate that despite a temporary decline in financial performance indicators during the transition period, Bank NTB Syariah managed to record an increase in asset growth, third-party funds (DPK), and financing in the following years. This study concludes that the success of the conversion is highly dependent on strategic planning, organizational synchronization, and the effective implementation of Islamic economic principles. This study contributes to the literature on institutional transformation in the Islamic banking sector in Indonesia.
Co-Authors Atkiyan, Fahrul Fauzan, Nurul Wathoni Lestari, Ajeng