Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Abdi Akommedia : Jurnal Pengabdian Masyarakat Jurnal Point Equilibrium Manajemen dan Akuntansi
Oktaviani, Asih
Unknown Affiliation
Computer Science & IT Economics, Econometrics & Finance Education Mathematics Physics Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Pendampingan Pemanfaatan IT Pada Anak Usia Sekolah di Desa Mulyo Sari Kecamatan Tanjung Sari Karnila, Sri; Oktaviani, Erni; Oktaviani, Asih; Yuni Puspita, Rima
ABDI AKOMMEDIA : JURNAL PENGABDIAN MASYARAKAT Vol. 2 No. 4 (2024)
Publisher : ABDI AKOMMEDIA : JURNAL PENGABDIAN MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This service is carried out for the needs and strategies applied, for school-age children in Mulyo Sari Village, Tanjung Sari District in the utilization of IT (Information Technology) so that they can face the increasingly rapid development of technology. Problems that occur due to a lack of understanding of children in the introduction and use of IT at this time, can hurt children such as decreased motivation to learn, and some are less socialized because they are busy playing gadgets. The benefits of developing technology also have a positive impact, such as being a means and infrastructure for learning in the search for knowledge. To avoid negative consequences, assistance in utilizing technology is excellent. For this reason, it is hoped that the service will assist in utilizing technological developments in school-age children. Pengabdi will share by providing understanding material, and knowledge about the use of IT which is growing rapidly today. This service went well and had a good impact, 10% of the number of school-age children who participated in this service knew and could type using a laptop. Now 95% of school-age children already understand the parts and how to operate a laptop, not only that, but also increased knowledge about healthy IT pattern literacy.
Analisis Pengaruh Tingkat Suku Bunga Dan Pendapatan Terhadap Penyaluran Kredit Pada Pt Bank Pengkreditan Rakyat Piala Makmur Oktaviani, Asih; Gery, Mexano Hans; Agusman, Agusman
Jurnal Point Equilibrium Manajemen dan Akuntansi Vol. 4 No. 2 (2022): Jurnal Point Equilibrium Manajemen dan Akuntansi
Publisher : Universitas Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59963/jpema.v4i2.239

Abstract

The interest rate is the amount of interest determined by the bank for credit loans to customers. The bank's main income comes from the credit distribution process which is inseparable from the risk of increasing the interest rate set. Therefore, to increase interest rates on lending, banks will use various methods, because changes in interest rates will affect the amount of credit disbursed and will also affect income. This research aims to determine the influence of interest rates and income on the amount of credit disbursement partially on the amount of credit disbursement at PT BPR Piala Makmur Sungai Geringging for the 2017-2021 period. The independent variables used in this research are interest rates and income, while the dependent variable is the amount of credit disbursement. The population used in this research is the annual financial reports for the 2017-2021 period, with a sampling technique using the saturated sampling method (Census). The data analysis technique used is quantitative descriptive analysis and multiple regression analysis then hypothesis testing using SPSS 25. The research results show that partially the interest rate (X1) has a significant negative effect on the amount of credit disbursement, Income (X2) has no effect and is not significant on the amount credit distribution. And for simultaneous influence, interest rates and income have a simultaneous (together) influence on credit distribution. From the regression results, the R-Square (R2) value is 0.688. This means that the independent variable is able to explain 68.8% of the dependent variable while the remaining 31.2% is explained by other variables.
Co-Authors Agusman, Agusman Mexano Hans Gery Oktaviani, Erni Sri Karnila Yuni Puspita, Rima