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All Journal International Journal of Economic Research and Financial Accounting JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI
Indah Setiarini
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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The Role of Mudharabah Financing in The Development of The Small and Medium Enterprise Sector Suci Ralita Lestari; Melati Sihombing; Jelita Br Simangunsong; Indah Setiarini; Meigia Nidya Sari
International Journal of Economic Research and Financial Accounting Vol 3 No 2 (2025): IJERFA JANUARY 2025
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v3i2.279

Abstract

In sharia economics, mudharabah is a common type of contract or commercial arrangement that relies on collaboration between management and capital. Individuals or corporate organizations from different sectors of the economy operate SMEs, which are community-centric and highly affordable autonomous manufacturing business units. In accordance with current norms and conditions, the purpose of this study is to find out the impact of mudharabah funding on the SME sector. Descriptive analysis is a methodology used in research to examine data from reliable sources, including Central Statistics Agency statistics, publications, journals, and websites. The findings of the study show that the purpose of Mudharabah funding is to assist SMEs in their commercial operations. In addition, this mudharabah financing may provide people with a place to direct their extra money to more useful uses. Then SMEs are expected to be more helpful in financing mudharabah for members of micro, small and medium entrepreneurs so that the business they run becomes better and develops so that the welfare of their families is also better and harmonious.
Analisis Kelayakan Bisnis Platform Digital untuk Edukasi Gaya Hidup Sehat : Studi Kasus di Indonesia Indah Setiarini; Naufal Fauzan Hasibuan; Tengku Syalia Faradiva; Tia Novira Sucipto
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 2 No. 4 (2025): JULI
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v2i4.1243

Abstract

This study investigates the business feasibility of a digital platform designed to promote healthy lifestyle education in Indonesia. In light of growing public awareness regarding physical and mental well-being, interactive digital platforms have emerged as a strategic tool—serving both educational and market innovation purposes. Using a case study approach, the research examines market readiness, financial projections, technological infrastructure, and operational capabilities. Data collection methods include online surveys, stakeholder interviews, and comparative analysis of similar platforms. The feasibility assessment relies on SWOT analysis and Net Present Value (NPV) calculations to evaluate sustainability and profitability. Findings indicate significant market interest, especially in features related to health tracking and user-friendly experiences. Despite promising financial indicators (positive NPV and break-even point in the third year), challenges remain in brand awareness and user acquisition strategies. Opportunities for collaboration with wellness communities and health institutions further strengthen the platform’s long-term potential. This research provides a strategic foundation for developers, investors, and scholars interested in digital health entrepreneurship. It highlights the importance of user-centered design, adaptive monetization models, and integrated branding strategies to ensure viability and impact.
Co-Authors Jelita Br Simangunsong Meigia Nidya Sari Melati Sihombing Naufal Fauzan Hasibuan Suci Ralita Lestari Tengku Syalia Faradiva Tia Novira Sucipto