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All Journal Jurnal Pengabdian Kepada Masyarakat Sakai Sambayan AKADEMIK: Jurnal Mahasiswa Humanis SCLS
Kh K, A Rahman
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Education Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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JURIDICAL ANALYSIS OF E-CONSENT SERVICES BASED ON LAW NUMBER 17 OF 2023 ON HEALTH AT ZAINAL ABIDIN HOSPITAL, PAGAR ALAM, WAY KANAN Mahaputra, Muhd. Hamka; Septiana, Dewi; Kh K, A Rahman; Atasever, Yaşar Nuri
Sriwijaya Crimen and Legal Studies Volume 2 Issue 2 December 2024
Publisher : Faculty of Law Sriwijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/scls.v2i2.4476

Abstract

The“development of information technology in the health sector has significantly changed how health services are delivered and regulated. One important change is the shift from conventional informed consent (oral or written) to e-consent or electronic technology-based consent. According to Article 335 of Law No. 17 Year 2023 on Health. Informed consent is a key element in ethical and legal medical practice. The main principle is the individual must give that consent. Based on Article 2 paragraph (1) Permenkes RI Number 290 /Menkes / Per / III / 2008 concerning Medical Action Consent states that “All actions that will be carried out on patients must obtain consent”, therefore the article aims to analyze the rules for implementing e-consent and the obstacles to the application of e-consent in health services, especially at the Hospital Rsud Zainal Abidin Pagar Alam Way Kanan. This research method uses normative Judicial legal research. The results showed that the rules for e-consent have been regulated in Indonesian legislation, but the use of e-consent has weaknesses, such as patients, doctors, and other medical personnel not being accustomed to changes from conventional to digitalization. In addition, inadequate equipment from the Hospital is also an obstacle to implementing this E-consent service.”The proposed suggestion is the need for improvement and training regarding the rules and work practice training related to e-consent between doctors, medical personnel, and patients at Zainal Pagar Alam Way Kanan Hospital.
FINANCIAL TECHNOLOGY TERDAFTAR SEBAGAI ALTERNATIF PINJAMAN MODAL USAHA BAGI MASYARAKAT KH K, A RAHMAN
Jurnal Pengabdian Kepada Masyarakat Sakai Sambayan Vol. 9 No. 1 (2025)
Publisher : Lembaga Penelitian dan Pengabdian Universitas Lampung

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Abstract

Business capital is often a fundamental issue faced by individuals wanting to start small and medium-sized enterprises. Many home-based industries also struggle with capital, which can be difficult to obtain. Applying for a loan from banks requires collateral, and is compounded by high interest rates and other challenging requirements and procedures. The emergence of financial technology companies, or fintech, offers an alternative for business capital loans without collateral. Fintech is a type of company in the financial services sector combined with technology. The presence of legal regulations related to registered fintech companies can provide legal certainty for small and medium-sized enterprise (SME) operators. This situation indicates that public awareness of registered financial technology is still minimal, which can lead to significant losses for those seeking capital through unregistered financial technology, particularly for those in need of business capital. This study uses lectures and discussions targeted at the community of Sumur Batu Village, Teluk Betung Utara District, Bandar Lampung City, with the hope that the community will understand registered financial technology companies as a safe and legally certain alternative for business capital loans.
FINANCIAL TECHNOLOGY TERDAFTAR SEBAGAI ALTERNATIF PINJAMAN MODAL USAHA BAGI MASYARAKAT KH K, A RAHMAN
Jurnal Pengabdian Kepada Masyarakat Sakai Sambayan Vol. 9 No. 1 (2025)
Publisher : Lembaga Penelitian dan Pengabdian Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jss.v9i1.542

Abstract

Business capital is often a fundamental issue faced by individuals wanting to start small and medium-sized enterprises. Many home-based industries also struggle with capital, which can be difficult to obtain. Applying for a loan from banks requires collateral, and is compounded by high interest rates and other challenging requirements and procedures. The emergence of financial technology companies, or fintech, offers an alternative for business capital loans without collateral. Fintech is a type of company in the financial services sector combined with technology. The presence of legal regulations related to registered fintech companies can provide legal certainty for small and medium-sized enterprise (SME) operators. This situation indicates that public awareness of registered financial technology is still minimal, which can lead to significant losses for those seeking capital through unregistered financial technology, particularly for those in need of business capital. This study uses lectures and discussions targeted at the community of Sumur Batu Village, Teluk Betung Utara District, Bandar Lampung City, with the hope that the community will understand registered financial technology companies as a safe and legally certain alternative for business capital loans.
Perlindungan Hukum bagi Konsumen pada Perjanjian Baku Shopee Pinjam Kh K, A Rahman; Sunaryo, Sunaryo; Zazili, Ahmad
AKADEMIK: Jurnal Mahasiswa Humanis Vol. 6 No. 2 (2026): AKADEMIK: Jurnal Mahasiswa Humanis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmh.v6i2.1954

Abstract

The rapid growth of financial technology, particularly peer-to-peer (P2P) lending, has introduced electronic standard-form agreements that often place consumers in a weaker bargaining position. Shopee Pinjam (SPinjam), an unsecured digital loan service provided through cooperation with a licensed fintech lender, applies a standard electronic contract that raises concerns regarding contractual fairness and consumer protection. This study examines the legal validity of the SPinjam standard agreement based on Article 1320 of the Indonesian Civil Code and analyzes the extent of legal protection afforded to consumers under Indonesian consumer protection law. This research employs a normative legal method using statutory and conceptual approaches. Legal materials consist of primary sources in the form of legislation, supported by secondary and tertiary legal materials, which are analyzed qualitatively through descriptive-analytical techniques. The findings indicate that the SPinjam standard agreement formally fulfills the legal requirements of a valid contract under Article 1320 of the Civil Code. However, substantively, several contractual clauses demonstrate an imbalance of rights and obligations, potentially disadvantaging consumers and conflicting with the principles of fairness and consumer protection as stipulated in the Consumer Protection Act. Therefore, although legally valid in form, the agreement requires substantive adjustment to ensure equitable legal protection for consumers in fintech lending practices.
Co-Authors Ahmad Zazili Atasever, Yaşar Nuri Mahaputra, Muhd. Hamka Sunaryo Sunaryo