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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Ekonomi Bisnis Manajemen dan Akuntansi (EBMA)
Lisikmiko, Luthfi
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

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Sistem Manajemen Syariah Pada Bank Syariah Mandiri Lisikmiko, Luthfi; Batubara, Chuzaimah
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4644

Abstract

This stuldy aims to analyzel thel sharia managelmelnt systelm implelmelnteld at Bank Syariah Mandiri (BSM) with a foculs on managelrial fulnctions, namelly planning, organizing, implelmelnting, and sulpelrvising (POAC).  This relselarch was condulcteld with thel aim of knowing in delpth aboult thel managelmelnt systelm implelmelnteld in BSM and its belnelfits.This stuldy ulsels a casel stuldy approach by collelcting data throulgh intelrvielws, obselrvation, and analysis of rellateld doculmelnts.  Thel data obtaineld will bel analyzeld delscriptivelly to idelntify thel procelssels and melchanisms that elxist in thel sharia managelmelnt systelm at BSM. Thel relsullts of this stuldy arelelxpelcteld to providel a theloreltical contribultion by elxpanding ulndelrstanding of sharia managelmelnt systelms in thel banking contelxt.  Practically, thel relsullts of this relselarch arelelxpelcteld to bel inpult for Bank Syariah Mandiri in delvelloping a propelr and acculratel managelmelnt systelm, and can belulseld as a relfelrelncel for fulrthelr relselarch.
Analysis That Influences Perceptions of Benefit, Convenience and Trust in Islamic Preferences For E-Wallet Lisikmiko, Luthfi; Nurbaiti, Nurbaiti
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.29417

Abstract

This study aims to analyze the influence of perceived usefulness, perceived ease of use, and perceived trust on the decision to use e-wallets in Indonesia.This study uses a quantitative approach with a survey method, where data is collected by distributing questionnaires to e-wallet users. The sample of this study was selected using purposive sampling to ensure that respondents were active e-wallet users. This study involved 100 respondents from the Medan community. The data collected were then analyzed using multiple linear regression analysis with the help of SPSS software.The results of the study show that perceived usefulness, perceived ease of use, and perceived trust significantly influence the decision to use e-wallets. The perceived usefulness has been shown to have a positive impact, indicating that the higher the user's belief in the benefits provided by e-wallets, the greater the desire to use them. In addition, perceived ease of use shows that users tend to prefer e-wallets that are considered easy to use. Perceived trust also plays an important role in determining e-wallet usage, where users trust services that they consider safe and reliable. In conclusion, these three factors need to be considered by e-wallet service providers to increase user adoption, by strengthening the benefits, ease of use, and trust in their services.
Co-Authors Chuzaimah Batubara, Chuzaimah Nurbaiti Nurbaiti