Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal International Journal of Informatics and Communication Technology (IJ-ICT)
Usman, Hamisu Ibrahim
Unknown Affiliation
Computer Science & IT

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Security analysis and evaluation of mobile banking applications in Nigeria Imam, Abdullahi Yahya; Usman, Hamisu Ibrahim; Abba, Abdulrazaq
International Journal of Informatics and Communication Technology (IJ-ICT) Vol 13, No 3: December 2024
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijict.v13i3.pp354-361

Abstract

Rapid fintech adoption across the world is so ubiquitous. To facilitate more adoption in Nigeria, recently the Central Bank of Nigeria (CBN) introduced several policies that support cashless banking. Nowadays, Nigerian banks users could perform most of their daily transactions from any desired location using mobile banking applications. In the literature, there are insufficient studies that comprehensively evaluate the security strength or risks of these applications. Generally, insecure mobile banking applications could lead to financial fraud, violations of privacy, identity theft and eroded user confidence. Considering the situation, there is need to conduct research which comprehensively assess security of the applications. Consequently, in this paper we analyzed and evaluated the security of identified popular mobile banking applications in Nigeria. We conducted the analysis work using automated and manual static analysis methods. Then, we evaluated the security of the applications using multi-criteria decision-making technique. Our results revealed that most of the applications have several security challenges in form of vulnerabilities and insecure coding practices. Hence, our findings have shown the applications need further improvements for better security and safety.
Co-Authors Abba, Abdulrazaq Imam, Abdullahi Yahya