Article Per Year (5 Year)
p-Index From 2021 - 2026
1.456
P-Index
This Author published in this journals
All Journal Syntax Literate: Jurnal Ilmiah Indonesia Journal of Economic, Bussines and Accounting (COSTING) Journal of Economics and Business UBS Premium: Insurance Business Journal Journal Research of Social Science, Economics, and Management Jurnal Pendidikan Indonesia (Japendi) Eduvest - Journal of Universal Studies
Bani, Pristiwanto
Unknown Affiliation
Aerospace Engineering Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences Other

Published : 9 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Premium: Insurance Business Journal

 1 
Blockchain dan Asuransi Mikro: Kajian Literatur tentang Peluang dan Tantangan Inovasi Bani, Pristiwanto
Premium Insurance Business Journal Vol. 11 No. 2 (2024): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : P3M Trisakti School of Insurance (TSI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35904/premium.v11i2.67

Abstract

Microinsurance has emerged as an important solution in risk management for low-income communities, especially in developing countries. On the other hand, blockchain technology offers promising innovations with the ability to improve transparency, efficiency, and security in various sectors, including insurance. This literature review explores the opportunities and challenges of innovation in the integration of blockchain technology with microinsurance. Using a narrative literature review method, we analysed relevant scientific articles from various academic databases such as Scopus, Web of Science, Google Scholar and other trusted sources to provide a comprehensive overview of this topic. Key findings indicate that blockchain offers significant potential to improve the efficiency, transparency, and accessibility of microinsurance, especially in developing countries. This article examines the potential integration between microinsurance and blockchain technology, as well as the challenges faced in its implementation, we find that the combination of these two fields can create an ecosystem that is more inclusive and responsive to the needs of the community. However, challenges such as regulatory issues, infrastructure limitations, and the need for digital literacy still need to be overcome. The review also identifies several key areas for further research, including the development of sustainable business models, increasing interoperability between blockchain systems and traditional insurance, and exploring the socio-economic implications of widespread adoption of this technology. Overall, blockchain integration in microinsurance shows transformative potential to enhance financial inclusion, although its implementation requires a careful and collaborative approach from various stakeholders.
Green Insurance untuk Masa Depan Berkelanjutan: Tinjauan Literatur tentang Inovasi, Tantangan dan Regulasi Bani, Pristiwanto
Premium Insurance Business Journal Vol. 12 No. 1 (2025): PREMIUM INSURANCE BUSINESS JOURNAL, JULI 2025
Publisher : P3M Trisakti School of Insurance (TSI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35904/premium.v12i1.206

Abstract

Abstrak Perubahan iklim dan degradasi lingkungan yang semakin mendesak telah mendorong upaya global menuju pembangunan berkelanjutan, dengan asuransi hijau (green insurance) menjadi instrumen keuangan penting untuk mendukung perilaku ramah lingkungan dan mitigasi risiko iklim. Namun demikian, integrasi asuransi hijau ke dalam sistem asuransi konvensional masih relatif belum banyak dikaji, khususnya terkait aspek inovasi, kerangka regulasi, serta tantangan implementasinya. Kajian ini bertujuan untuk mengisi kesenjangan tersebut dengan melakukan narrative literature review yang menyintesis perkembangan terbaru, mengidentifikasi hambatan utama, dan mengevaluasi peran regulasi dalam pengembangan green insurance. Dengan menggunakan pendekatan kualitatif, artikel ini menganalisis berbagai literatur ilmiah, laporan kebijakan, dan publikasi global selama satu dekade terakhir. Hasil kajian menunjukkan bahwa inovasi utama dalam asuransi hijau meliputi produk asuransi berbasis teknologi hijau, asuransi parametrik, integrasi ESG (Environmental, Social, Governance), serta pemanfaatan teknologi digital seperti AI, blockchain, dan IoT. Tantangan utama yang diidentifikasi antara lain rendahnya literasi pasar, keterbatasan data dan teknologi, ketidakkonsistenan regulasi, serta tingginya biaya awal. Di sisi lain, dukungan kebijakan publik, kemitraan publik-swasta, dan standar global berperan penting dalam mempercepat adopsi asuransi hijau. Studi ini menyimpulkan bahwa green insurance memiliki potensi transformatif dalam meningkatkan ketahanan iklim dan mendukung keberlanjutan, apabila didukung oleh inovasi produk, regulasi yang kohesif, dan strategi kolaboratif lintas sektor. Implikasi temuan ini relevan bagi pembuat kebijakan, pelaku industri asuransi, dan pemangku kepentingan global dalam membangun ekosistem asuransi hijau yang efektif dan inklusif. Kata kunci: asuransi hijau, keberlanjutan, risiko iklim, ESG, regulasi, inovasi, tinjauan literatur naratif.
Co-Authors Bambang Subiyanto, Bambang Santoso, Wahyuningsih Sarfilianty Anggiani, Sarfilianty Siregar , Nurhayati Suriadi Suriadi Teruna Awaludin , Dipa