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Pengaruh Faktor Internal Terhadap Profitabilitas Perusahaan Asuransi Sanputra, Adrian Hartanto Darma; Puspitasari, Cindy Kharisma; Puspita Sari, Citra Duwi; Ramadina, Defrina Eka Orchidta; Jannah, Devita Hidayatul; Aprilia, Ervina Dwi; Salma, Ghina Mufidatus
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 7 No 1 (2024)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v7i1.3704

Abstract

This study explores the internal elements that influence the profitability of life insurance companies in Indonesia, using Resource-Based Theory (RBT). A quantitative exploratory method was used to collect data from conventional and sharia life insurance companies registered with the Financial Services Authority (OJK) during the 2019-2023 period. To select 24 companies that meet the criteria, purposive sampling method is used to collect 120 sample data. According to the Vector Error Correction Model (VECM) analysis, leverage and underwriting risk have a positive effect on profitability in the long run; in contrast, capital volume and firm size have a negative effect. The results suggest that operational efficiency, flexibility in capital management, and determining the ideal firm size are important. Before making an investment, potential investors should thoroughly analyze the company's organization and performance, as well as potential underwriting and leverage risks.
Pengembangan Konservasi dan Edukasi TOGA Refugia melalui Kearifan Lokal Teh Djamu Refugia (TEDJAFU) Desa Jatirejoyoso, Kepanjen IzmatulIza, Amal; Patimah, Anggi Siti; Puspitasari, Cindy Kharisma
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 8 (2024): November
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14049420

Abstract

The Toga Refugia Conservation Development Program Based on Green Economy through the Local Wisdom of Tea and Djamu Refugia was implemented in Jatirejoyoso Village. Jatirejoyoso Village has the potential for toga refugia plants which are deliberately grown as natural IPM. In fact, toga refugia has many benefits for the body, but the use of toga refugia is not yet optimal. The methods used in implementing the program include community assistance, the formation of POKJA nurseries and TEDJAFU MSMEs, cleaning, mapping and nurseries on conservation land, TOGA refugia processing training classes, as well as the opening of TOGA Refugia Conservation Area Tourism. The result is the transformation of the Refugia Jati Park into a TOGA Refugia Cultivation Area as a solution for toga conservation, the development of the TEDJAFU product as a solution for utilizing TOGA refugia which produces three products in the form of brewed tea, tea bags and herbal medicine. Apart from that, this program can increase community knowledge about the toga refugia plant and can also improve the village economy.
Pengembangan Konservasi dan Edukasi TOGA Refugia melalui Kearifan Lokal Teh Djamu Refugia (TEDJAFU) Desa Jatirejoyoso, Kepanjen IzmatulIza, Amal; Patimah, Anggi Siti; Puspitasari, Cindy Kharisma
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 8 (2024): November
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14049420

Abstract

The Toga Refugia Conservation Development Program Based on Green Economy through the Local Wisdom of Tea and Djamu Refugia was implemented in Jatirejoyoso Village. Jatirejoyoso Village has the potential for toga refugia plants which are deliberately grown as natural IPM. In fact, toga refugia has many benefits for the body, but the use of toga refugia is not yet optimal. The methods used in implementing the program include community assistance, the formation of POKJA nurseries and TEDJAFU MSMEs, cleaning, mapping and nurseries on conservation land, TOGA refugia processing training classes, as well as the opening of TOGA Refugia Conservation Area Tourism. The result is the transformation of the Refugia Jati Park into a TOGA Refugia Cultivation Area as a solution for toga conservation, the development of the TEDJAFU product as a solution for utilizing TOGA refugia which produces three products in the form of brewed tea, tea bags and herbal medicine. Apart from that, this program can increase community knowledge about the toga refugia plant and can also improve the village economy.