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All Journal International Journal of Social Service and Research JUDIKAT: Jurnal Pengabdian Kepada Masyarakat
Tang, Wilson
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALYSIS OF FACTORS AFFECTING INVESTMENT DECISIONS WITH FINANCIAL TECHNOLOGY AS AN INTERVENING VARIABLE AMONG STUDENTS OF THE INSTITUTE OF BUSINESS AND TECHNOLOGY PELITA INDONESIA Tang, Wilson; Chandra, Teddy; Panjaitan, Harry P.
International Journal of Social Service and Research Vol. 4 No. 10 (2024): International Journal of Social Service and Research
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v4i10.1095

Abstract

The purpose of this study is to analyze the influence of financial literacy, self-efficacy and income on investment decisions, as well as whether Financial Technology is able to mediate the influence. The research contributes to the fields of financial behavior and investment decision-making by examining how Financial Literacy, Self-Efficacy, and Income impact students' investment decisions in an academic setting, with a particular focus on the mediating role of Financial Technology (Fintech). The data analysis technique used in this study was SEMPLS with the help of the SmartPLS application. The results of the test were as follows: (1) Financial literacy has a significant positive effect on the investment decisions of Pelita Indonesia students; (2) Self-efficiency had a positive and insignificant effect; and (3) Income had an insignificant positive effect; (4) Financial Technology mediates the effect of Financial literacy on the Investment Decisions of students; and (5) Financial Technology does not mediated the impact of Income on the decision of students. The findings could inform educational institutions and policymakers on how to improve financial literacy programs and support fintech adoption to foster better financial outcomes among students, potentially leading to more financially empowered and responsible young investors.
Penguatan Kapasitas Manajemen Peternak Kambing pada Era Digitalisasi di Kabupaten Kampar Panjaitan, Harry Patuan; Anton, Anton; Estu, Ahmad Zulkarnain; Syahputra, Hidayat; Amin, Amirudin M; Rusilawati, Ermina; Hadi, Syukri; Pujiono, Pujiono; Swanto, Dominicus Josephus; Friska, Yuni; Tang, Wilson; Andresen, Wily
JUDIKAT: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): JUDIKAT: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Usaha peternakan kambing merupakan salah satu kegiatan ekonomi masyarakat yang memiliki potensi besar untuk dikembangkan, namun pada praktiknya masih banyak dikelola secara tradisional dengan keterbatasan dalam aspek manajemen usaha dan pemanfaatan teknologi. Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk meningkatkan pengetahuan dan pemahaman peternak kambing di Kabupaten Kampar mengenai manajemen usaha peternakan kambing di era digital. Metode pelaksanaan kegiatan dilakukan melalui sosialisasi dan pelatihan yang mencakup materi manajemen usaha peternakan kambing, pencatatan keuangan sederhana, pemanfaatan teknologi digital, serta pengenalan penyusunan model bisnis menggunakan pendekatan Business Model Canvas. Hasil kegiatan menunjukkan adanya peningkatan pemahaman dan kesadaran peternak terhadap pentingnya pengelolaan usaha yang terencana, pencatatan keuangan yang sistematis, serta pemanfaatan teknologi digital sebagai sarana pendukung operasional dan pemasaran usaha. Selain itu, peternak memperoleh wawasan awal mengenai perencanaan model bisnis usaha peternakan kambing yang lebih terstruktur. Meskipun kegiatan ini belum dilengkapi dengan proses pendampingan, sosialisasi dan pelatihan yang dilaksanakan telah memberikan dasar pengetahuan yang penting bagi peternak untuk mulai menerapkan manajemen usaha yang lebih baik. Kegiatan ini diharapkan dapat menjadi langkah awal dalam mendorong pengembangan usaha peternakan kambing yang lebih modern, efisien, dan berdaya saing di Kabupaten Kampar.
Co-Authors Amin, Amirudin M Andresen, Wily Anton Anton Estu, Ahmad Zulkarnain Friska, Yuni Hadi, Syukri Harry Patuan Panjaitan Panjaitan, Harry P. Pujiono Pujiono Rusilawati, Ermina Swanto, Dominicus Josephus Syahputra, Hidayat Teddy Chandra