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All Journal Journal of Trends Economics and Accounting Research Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Rehan Isnan Purwandika
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Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Pembayaran Digital terhadap Pertumbuhan Ekonomi Indonesia: Analisis Moderasi Tingkat Pengangguran dan Inflasi Arief Bachtiar; Dewi Sri Maulydia; Fajar Ramadhan; Rehan Isnan Purwandika
Journal of Trends Economics and Accounting Research Vol 5 No 2 (2024): December 2024
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jtear.v5i2.1779

Abstract

This research aims to analyze the effect of non-cash payments and money supply on economic growth in Indonesia, considering unemployment and inflation as moderating variables. The data used in this research is in the form of semesterly data for the period 2009-2023, sourced from data presented by Bank Indonesia and BPS. This research used a quantitative approach with Moderated Regression Analysis (MRA) method which was analyzed using Eviews software. The result of this research suggest that non-cash payment has a Prob. of 0.003 (<0.05) and with positive coefficient of 1.390, and money supply has a Prob. of 0.000 (<0.05) with positive coefficient of 0.160. However, unemployment rate has a Prob. of 0.588 (>0.05), and inflation has a Prob. of 0.521 (>0.05). Furthermore, the interaction result between non-cash payment and unemployment rate has a Prob. of 0.032 (<0.05) with a negative coefficient of -0.134, and the interaction result between money supply and inflation has a Prob. of 0.302 (>0.05). Thus, it is obtained that non-cash payments and money supply has a significant positive effect on economic growth. Meanwhile, the unemployment rate and inflation directly has no significant effect on economic growth. Moreover, in the moderation analysis, the unemployment rate can moderate the effect of non-cash payments on economic growth. Conversely, inflation cannot moderate the effect of money supply on economic growth.
Program Pembiayaan Mitraguna Berkah Bank Syariah Indonesia Kcp Mulyosari Terhadap Guru Inpassing MI dan MTs Fauzatul Laily Nisa; Rehan Isnan Purwandika; Utami, Anisa Fitria
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3914

Abstract

Teacher Inpassing is the process of equalizing positions, ranks, and classes for teachers who are not civil servants (PNS) to have positions, ranks, and classes comparable to civil servant teachers. Non-civil servant teachers who are eligible to apply for inpassing are teachers who already have an Educator Certificate. Inpassing teachers have a disadvantage, namely that the salary they get is not every month, especially private MI and MTS teachers, this makes their economy disrupted. Bank Syariah Indonesia provides a solution with the existence of a special blessing mitraguna financing for inpasing teachers with financing that can be done every 3 (three) or 4 (four) months. The purpose of this study is to determine the role of mitraguna blessing financing in improving the economy of inpassing teachers. This research uses Qualitative method with descriptive approach. Based on the results of the research, Mitraguna Blessing financing has considerable potential to build the economy of inpassing teachers.
Co-Authors Anisa Fitria Utami Arief Bachtiar Dewi Sri Maulydia Fajar Ramadhan Fauzatul Laily Nisa