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All Journal Dynamic Management Journal
Lestari, Niya Langgeng
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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THE EFFECT OF FINANCIAL LITERACY, SELF-EFFICACY ON RISK CREDIT BEHAVIOR AMONG STUDENTS OF THE UNIVERSITY OF MUHAMMADIYAH SURAKARTA Lestari, Niya Langgeng; Imronudin, Imronudin
Dynamic Management Journal Vol 8, No 4 (2024): October
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v8i4.12587

Abstract

This study aims to determine the effect of financial literacy, self-efficacy on risky credit behavior among students of Universitas Muhammadiyah Surakarta. The research method was carried out using a quantitative method with a sample of 150 respondents. The analysis of the research test used SmartTPLS. The results of the study showed that financial literacy had a positive impact on their risky credit behavior. In addition, selfefficacy mediates financial literacy's effect on risky credit behavior
Co-Authors Imronudin Imronudin, Imronudin