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Evaluasi Sistem Pengendalian Intern dalam Meminimalkan Resiko Kredit Macet di Koperasi Prima Agung Sejahtera Surabaya Ningsih, Ajeng Kusuma; Kusumaningtyas, Menur
Jurnal Ekonomi, Pendidikan dan Pengabdian Masyarakat Vol. 1 No. 3 (2024): JULI
Publisher : PUTRA JAWA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63200/jependimas.v1i3.28

Abstract

A mechanism is needed to control the problem of bad claims that often occurs in financial institutions. This study aims to measure the extent to which internal credit controls contribute to the reduction of bad claims. A descriptive qualitative research approach was used. Although there are still some limitations, this study shows that the implementation of internal controls in the credit system can help improve credit quality and reduce the percentage of bad claims.
Developing Digital Literacy Among the Elderly: The Role of Information Technology in Increasing Independence and Skills Ningsih, Ajeng Kusuma; Cahyani, Linda Ratna Fitria; Kusumaningtyas, Menur
JOURNAL OF ECONOMICS, BUSINESS, MANAGEMENT, ACCOUNTING AND SOCIAL SCIENCES Vol. 2 No. 6 (2024): SEPTEMBER 2024
Publisher : PUTRA JAWA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research examines the digital literacy of the elderly in Indonesia, focusing on their ability to engage with information technology, particularly in the context of communication and information security. With the rapid development of digital technologies, the elderly face challenges in adopting and utilizing these tools, often due to generational differences, health issues, and a lack of digital education. However, recent studies show an increase in the elderly’s participation in digital platforms, such as WhatsApp, for communication and information access. Despite this, many seniors still struggle with issues like data security, online fraud, and the spread of misinformation. This research emphasizes the importance of improving digital literacy among the elderly to enhance their independence and safety in the digital era. A holistic approach is recommended, including targeted training, community support, and the development of age-friendly digital infrastructure. By increasing awareness and providing adequate resources, the elderly can overcome technological barriers, stay connected, and navigate the digital world more effectively.