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Akibat Hukum Penyalahgunaan Surat Kuasa Melampaui Kewenangan yang Diberikan Berdasarkan Hukum Perdata di Indonesia (Putusan Pengadilan Cirebon Nomor 104/PDT.G/2012/PN.Cbn) Andryawan Andryawan; Sakthi Rahayu Setia N; Arnold Arnold; Alfin Prananda Widianto
Ranah Research : Journal of Multidisciplinary Research and Development Vol. 7 No. 1 (2024): Ranah Research : Journal Of Multidisciplinary Research and Development (Novembe
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/rrj.v7i1.1236

Abstract

In modern life, buying and selling activities typically involve three main parties: the first party as the seller, the second party as the buyer, and the third party, who may act as a witness or guarantor. Given the involvement of multiple parties, it is often necessary to issue a power of attorney to ensure the smoothness and legality of the transaction process. However, abuse of authority under the granted power of attorney frequently occurs, as seen in Cirebon District Court Case No. 104/PDT.G/2012/PN.Cbn. This study explores the legal consequences of abuse of authority under a power of attorney, focusing on the Cirebon District Court Case No. 104/PDT.G/2012/PN.Cbn. The research employs a normative juridical method to examine relevant legal regulations and principles of Indonesian civil law. The findings indicate that acts by an attorney that exceed the scope of the granted authority can render the power of attorney null and void by law, and the defendant’s actions of selling the plaintiff’s land, exceeding the authority of the power of attorney, may be deemed a violation that harms the principal. Furthermore, such abuse also creates legal uncertainty for the parties involved. These findings reinforce the importance of limiting powers in order to maintain legal certainty and protect the principal. In conclusion, there is a need for supervision and regulatory updates in the use of powers of attorney in Indonesia to prevent abuse.
Konsepsi Kecakapan Umur Debitur Dalam Persyaratan Layanan Pinjaman Online Aplikasi Kredivo Muhamad Ramdan Jaya; Surya Daniel Batara; Christian Manasye Lumungan; Audrey Angsari; Andryawan Andryawan
Ranah Research : Journal of Multidisciplinary Research and Development Vol. 7 No. 2 (2025): Ranah Research : Journal Of Multidisciplinary Research and Development
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/rrj.v7i2.1288

Abstract

Batasan usia minimum dalam menerima pinjaman merupakan sebuah kebijakan penting bagi lembaga keuangan yang bertujuan untuk melindungi baik pemberi pinjaman maupun peminjam. Dengan mempertimbangkan aspek hukum dan sosial, batasan usia minimum identik dengan dianggap dewasanya seseorang. Seseorang pada umumnya dianggap dewasa bila sudah mencapai usia 18 tahun, sebagai titik di mana individu dianggap dewasa secara hukum dan mampu mengambil keputusan finansial. Melalui metode penelitian hukum normatif, artikel ini mengkaji batasan usia minimum yang diterapkan oleh Kredivo dalam syarat menerima pinjaman, serta implikasinya terhadap sebagaimana ketentuan yang termaktub pada Kitab Undang-Undang Hukum Perdata (KUH Perdata) di Indonesia. Kredivo menetapkan bahwa calon peminjam harus berusia minimal 18 tahun untuk dapat mengajukan pinjaman. Namun, menurut KUH Perdata, usia yang belum mencapai 21 tahun dianggap belum dewasa sehingga belum sepenuhnya cakap melakukan tindakan hukum dalam mengikatkan diri dalam kontrak.