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All Journal Komitmen : Jurnal Ilmiah Manajemen JURNAL ABDIMAS PLJ
Alli, Kurnia Fatimah
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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THE INFLUENCE OF CAPITAL ADEQUACY, FUND TO ACCOUNT FOR DEPOSIT AND NON-PERFORMING ACCOUNT OF RETURN ON ASSETS IN PT. TIMELINE OF BANK JABAR BANTEN SHARIA BANK (2015-2023) Alli, Kurnia Fatimah
Komitmen: Jurnal Ilmiah Manajemen Vol 6, No 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.43906

Abstract

Banks play an important role in a nation's economic development by acting as a financial intermediary connecting spare funds with those in need of capital. Islamic banks, like any financial institution, face financial risks in their operations and financial activities. A high-performance company is often characterized by its ability to achieve high profits at low costs. All business activities, including banking, involve various risks, especially financial risks that affect profits and paying obligations. This study examines how capital adequacy (CA) affects Return on Assets (ROA) and Funding Ratio (FDR) as well as the effect of Non-Performing Financial Ratio (NPF) on these metrics. A descriptive method was used with a quantitative method using secondary from the financial statements of PT. Bank Jabar Banten Syariah (2015-2023) accessed through their website. The results show partial effects.
THE INFLUENCE OF CAPITAL ADEQUACY, FUND TO ACCOUNT FOR DEPOSIT AND NON-PERFORMING ACCOUNT OF RETURN ON ASSETS IN PT. TIMELINE OF BANK JABAR BANTEN SHARIA BANK (2015-2023) Alli, Kurnia Fatimah
KOMITMEN: Jurnal Ilmiah Manajemen Vol. 6 No. 1 (2025): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v6i1.43906

Abstract

Banks play an important role in a nation's economic development by acting as a financial intermediary connecting spare funds with those in need of capital. Islamic banks, like any financial institution, face financial risks in their operations and financial activities. A high-performance company is often characterized by its ability to achieve high profits at low costs. All business activities, including banking, involve various risks, especially financial risks that affect profits and paying obligations. This study examines how capital adequacy (CA) affects Return on Assets (ROA) and Funding Ratio (FDR) as well as the effect of Non-Performing Financial Ratio (NPF) on these metrics. A descriptive method was used with a quantitative method using secondary from the financial statements of PT. Bank Jabar Banten Syariah (2015-2023) accessed through their website. The results show partial effects.
KONTEN DIGITAL EDUKASI SEBAGAI MEDIA PEMASARAN DALAM MENINGKATKAN LITERASI KONSUMEN DI ERA DIGITAL DESA KARYAMEKAR, PASIRWANGI, GARUT, JAWA BARAT Nasril, Nasril; Pramayanti, Dian Ikha; Ulpah, Dina Mariana; Alli, Kurnia Fatimah; Kusumadewi, Ade Nurhayati; Sapira, Bela
JURNAL ABDIMAS PLJ Vol. 5 No. 2 (2025): JURNAL ABDIMAS PLJ, DESEMBER 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/japlj.v5i2.1986

Abstract

Kegiatan Pengabdian kepada Masyarakat ini dilaksanakan di Desa Karyamekar, Kecamatan Pasirwangi, Kabupaten Garut, dengan fokus pada peningkatan literasi konsumen melalui pemanfaatan konten digital edukasi sebagai media pemasaran. Permasalahan yang dihadapi masyarakat dan pelaku usaha lokal meliputi rendahnya pemahaman mengenai strategi pemasaran digital serta keterbatasan kemampuan dalam membuat konten yang informatif, menarik, dan sesuai kebutuhan pasar. Kondisi ini menjadi hambatan dalam meningkatkan daya saing produk lokal di era digital yang semakin kompetitif. Pelaksanaan kegiatan dilakukan melalui serangkaian program edukatif berupa sosialisasi literasi digital, pelatihan pembuatan konten pemasaran edukatif (foto, video, dan narasi), serta pendampingan penggunaan platform digital seperti Instagram, WhatsApp Business, dan TikTok. Selain itu, kegiatan dilengkapi dengan evaluasi pengetahuan melalui pre-test dan post-test untuk mengukur peningkatan literasi konsumen serta perkembangan keterampilan peserta dalam memproduksi konten digital. Hasil kegiatan menunjukkan adanya peningkatan signifikan dalam pemahaman masyarakat mengenai pemasaran digital dan kemampuan pelaku usaha dalam membuat  dan  memanfaatkan konten edukatif  sebagai  media  promosi.  Peserta mampu menerapkan strategi pemasaran secara efektif, meningkatkan interaksi dengan konsumen, dan memperluas jangkauan pemasaran produk lokal. Kegiatan ini memberikan dampak positif dalam mendorong adaptasi masyarakat terhadap perkembangan teknologi digital serta mendukung penguatan ekonomi lokal di Desa Karyamekar.
Co-Authors Ade Nurhayati Kusumadewi Nasril, Nasril Pramayanti, Dian Ikha Sapira, Bela Ulpah, Dina Mariana