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All Journal Jurnal Indonesia Sosial Teknologi The Indonesian Journal of Computer Science
Utami, Aisyah Nurlita
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Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Data Governance Improvement Strategy for Peer-to-Peer Lending Sharia in Indonesia: Study Case PT ABC Priastomo, Ristyo Yogi; Ruldeviyani, Yova; Gunawan, Adi; Al Haq, Muhammad Hezby; Utami, Aisyah Nurlita
The Indonesian Journal of Computer Science Vol. 13 No. 6 (2024): The Indonesian Journal of Computer Science (IJCS)
Publisher : AI Society & STMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33022/ijcs.v13i6.4233

Abstract

Abstract—Financial Technology (fintech) is a company that supervised by the Indonesian Financial Services Authority (OJK) and fintech associations which has strict regulations. Well-defined data management can support organizations to comply with mandatory regulations. This research was conducted on a sharia peer-to-peer lending fintech in Indonesia with the aim of solving data governance problems in organizations by measure of Data Governance Maturity Level to get recommendations strategies to improve the implementation of data governance in the organization. The measurement was carried out using IBM Data Governance Maturity Model Framework. After validation and finalization of the assessment, the results showed that the average score was 2.47. It's shown that currently at the Managed level. Some domains need to be improved in the future, data value creation, data organizational structure and awareness, data policies and rules and data stewardship.
Usability Evaluation and Solution Design Improvement of OCTO Friends as Banking Referral Application Utami, Aisyah Nurlita; Santoso, Harry Budi
The Indonesian Journal of Computer Science Vol. 13 No. 1 (2024): The Indonesian Journal of Computer Science (IJCS)
Publisher : AI Society & STMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33022/ijcs.v13i1.3704

Abstract

OCTO Friends application was developed to allow customers to directly participate in banking product referral program, has not met expectations and targets. Only 10.6% of the 39,105 members actively provided referrals, and business conversion rate was only 10% of the target. This study aims to evaluate the application's usability and generate recommendations for interface design improvement. A mixed methods research approach was used, including quantitative research through user needs questionnaires and System Usability Scale (SUS), along with qualitative research through in-depth interviews and usability testing. Data collection through questionnaires involved 104 respondents, resulting in a list of user needs and SUS score of 66. The results showed that OCTO Friends is requires some improvements. In-depth interviews and usability testing for six main functions led to 46 interface design improvements, especially improvements in referral data input, follow-up referral, and incentive information functions as these are primary functions of referral application.
Digital Transformation Strategy For Non-Government Organization (Case Study: Inisiatif Zakat Indonesia) Luqmanul Hakim, Mohammad; Utami, Aisyah Nurlita; Fissalma, Hanifa
Jurnal Indonesia Sosial Teknologi Vol. 4 No. 12 (2023): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v4i12.825

Abstract

Zakat is a philanthropic activity Zakat is a philanthropic activity with huge prospects and usage, yet there is a significant gap between its economic potential and its actualization; according to BAZNAS, in 2020 Indonesia's zakat fund only utilized 4.3% of its potential. Moreover, the majority of Zakat funds are acquired through conventional channels; in 2019, only 13% of IZI's total Zakat funds came from digital channels, while 87% came from traditional channels. One of the reasons for this is that muzak (people who must pay zakat) are not proficient in using digital platforms, and the community is unaware of exactly what to do. Also, when it comes to collecting zakat funds, their administration and distribution to ashraf or mustahik (those who qualify to receive zakat funds), their accurate distribution, and staff members not using digital tools. The objective of this study is to find answers that will help us figure out what the Zakat IZI management system needs to accomplish to become digitally transformed and how it can be improved and gained. This research is a case study with qualitative methods. We collect data for this study using a variety of methods, such as interviews, literature reviews, and document analysis.
Co-Authors Adi Gunawan, Adi Al Haq, Muhammad Hezby Fissalma, Hanifa Harry Budi Santoso Luqmanul Hakim, Mohammad Priastomo, Ristyo Yogi Yova Ruldeviyani