Alfani H. Mustofa
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Efektivitas Hukum Perlindungan Konsumen Dalam Bisnis Investasi Online Irfan Ridha; Intan Rahmadina Putri Harahap; Abdullah Syani Alamsyah; Ahmad Sulaiman; Dea Putri Gustianingsih; Adyta Telianda; Alfani H. Mustofa; Ifthinatul Mupidah; Inayah Al-Inffah; Andre Wirandi; Dicky Kurniawan
Eksekusi : Jurnal Ilmu Hukum dan Administrasi Negara Vol. 3 No. 1 (2025): Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/eksekusi.v3i1.1653

Abstract

Consumer protection in online investment businesses in Indonesia has become an important issue as cases of investment fraud increase. This study analyzes the impact of fraud on investor trust and the financial losses incurred. The QNet and MeMiles cases serve as real examples of how unrealistic profit promises can harm many individuals. Recommendations for regulatory improvements include strengthening the legal framework, enhancing the capacity of the Financial Services Authority (OJK), and promoting financial literacy. With these measures, it is hoped that a safer and more transparent investment environment can be created. This research emphasizes the importance of collaboration between authorities and the public to monitor fraudulent practices and raise awareness of investment risks. Through a comprehensive approach, Indonesia can build a more trustworthy investment ecosystem and support sustainable economic growth.
Hukum Produk Simpanan Serta Perjanjian-Perjanjian Yang Berkaitan Dengan Produk Simpanan Dea Putri Gustianingsih; Irfan Ridha; Adyta Telianda; Alfani H. Mustofa; Ifthinatul Mupidah; Inayah Al-Inffah; Intan Rahmadina Putri H.; Andre Wirandi; Dicky Kurniawan; Abdullah Syani Alamsyah; Ahmad Sulaiman
Eksekusi : Jurnal Ilmu Hukum dan Administrasi Negara Vol. 3 No. 1 (2025): Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/eksekusi.v3i1.1654

Abstract

The purpose of this investigation was toknowing the laws of deposit products contained in Islamic banks for example, savings, deposits, and current accounts. As well as to find out the contracts or agreements contained in the deposit product. This research uses a employs a qualitative methodology and is of the descriptive research kind. As well as The gathering of data technique is the literary literature technique. Data analysis involves collecting data by method of information collected from the literacy of various books, journals that have accurate references. The inquiry's conclusions show that the legislation of preserving products in Islamic banking is permissible asprovided that they are consistent with Islamic either legally or in compliance with the specifications of Islamic banks. What is meant by not contradicting Islamic law is using predetermined contracts such as wadi'ah (deposit) and mudharabah (profit sharing). With the law on deposit products and the contracts contained therein, we can see that there are differences regarding the requirements for Islamic banks and conventional banks.