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All Journal Contemporary Studies in Economic, Finance and Banking (CSEFB)
Julian Felix Armando
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

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PENGARUH IMPLEMENTASI PROGRAM SUSTAINABLE FINANCE TERHADAP OPERATING EFFICIENCY RATIO BANK TAHUN 2017-2022 Julian Felix Armando; Setyo Tri Wahyudi
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 4 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.4.15

Abstract

This research is aimed for examining the impact of the implementation of sustainable finance program policies that projected by the sustainability report, Ethernet Channel, and Green Credit which are examine for it’s influene on the Operational Efficiency Ratio  of banks that listed on the IDX that projected by BOPO in 2017-2022. Through the results of research on 6 banks that are observed by purposive sampling, it shows that ethernet channel product with digital innovation encourage customer efficiency which supports bank operational efficiency. Contrary to the Sustainability Report and Green Credit which actually creates additional costs and risks as well as the characteristics of each program that encourages inefficiency in the observed banks.
Co-Authors Setyo Tri Wahyudi