Kirani, Marsyah
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Analisis Kewajiban dan Perlindungan Konsumen Dalam Kontrak Jual Beli Putri, Alitha Sulistyo; Kirani, Marsyah; Sadi, Multias Febriana; Setiawan, Raniya Qanita; S, Surahmad
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14217264

Abstract

This study discusses consumer obligations and protection in sales and purchase contracts which are an integral part of the legal relationship between sellers and buyers. In sales and purchase transactions, consumers are often in a weaker position compared to sellers, both in terms of information and the ability to negotiate the terms of the contract. Therefore, the law provides special protection for consumers to guarantee their rights, including guarantees for purchased products, the right to correct information, and the right to compensation in the event of losses due to defective products or products that do not comply with the agreement. This study analyzes various legal aspects that regulate seller obligations, such as the obligation to provide products that are suitable and in accordance with the description, and the obligation not to mislead consumers. In addition, this study also evaluates the role of consumer protection laws in Indonesia in protecting consumer rights, with a focus on Law No. 8 of 1999 concerning Consumer Protection. The research method used is normative juridical with a statutory regulatory approach and case studies. The results of the study indicate that the Consumer Protection Law is effective in protecting consumer rights bound by sales and purchase contracts.
Analisis Skandal Koperasi Indosurya dan Kegagalan Pengelolaannya Putri, Alitha Sulistyo; Kirani, Marsyah; Hidayati, Azizah Rizqina; Sadi, Multias Febriana
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14241575

Abstract

This paper provides an in-depth analysis of the Indosurya Savings and Loan Cooperative (KSP) scandal, one of the most notable cases in Indonesia’s cooperative history. A cooperative, which is fundamentally based on principles of mutual cooperation and family values, became entangled in issues of non-transparent fund management, suspected Ponzi schemes, weak regulatory oversight, and high-risk investments. The scandal led to significant financial losses, amounting to trillions of rupiah, and severely eroded public trust in cooperatives as business entities. Legally, the lack of robust regulations and inadequate supervision of large cooperatives were identified as key problems. This study examines the background, principles, types, and legal foundations of cooperatives, while also analyzing the impacts and resolutions of this case. Findings highlight the urgent need for regulatory reform, enhanced education and awareness among members, and stronger oversight by regulators to prevent similar incidents in the future.