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Nulqorim, Karim
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Religion Education Social Sciences Other

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Dampak Permasalahan Pinjaman Online Dan Perlindungan Hukum Bagi Konsumen Dalam Perjanjian Pinjaman Nulqorim, Karim; Ansari, Teuku Syahrul
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 19 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14235853

Abstract

They provide a solution without considering the potential future consequences. Consumers of online lending services often face difficulties that have a significant influence on them. One such issue is the discomfort, feelings of blackmail, dread, and intimidation experienced throughout the process of collecting payments. In addition to breaking the law, this online lender's actions violate human rights, as stated in Article 29 Paragraph (1) and Article 30 of Law No. 39 of 1999 concerning Human Rights. With the passage of laws like Law 8 of 1999, Financial Services Authority Regulation Number 77/POJK.01/2016, and Law Number 19 of 2016, customers and service users of online loans are hoping for some sort of official protection. This one is on a lower level. So, the author hopes for betterment and enlightenment in the realm of government.
Co-Authors Ansari, Teuku Syahrul