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All Journal Journal of Innovation Research and Knowledge International Journal of Economics and Management Research
Miranti Midu
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

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OPTIMALISASI PERAN BANK SYARIAH DALAM MENDUKUNG INKLUSI KEUANGAN SYARIAH DI INDONESIA Miranti Midu; Sri Dewi Yusuf
Journal of Innovation Research and Knowledge Vol. 4 No. 7: Desember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jirk.v4i7.9094

Abstract

Penelitian ini menganalisis optimalisasi peran bank syariah dalam mendukung inklusi keuangan syariah di Indonesia, dengan menyoroti tantangan yang dihadapi dan solusi strategis yang dapat diterapkan. Dalam hal inklusi keuangan, bank syariah berperan penting dalam memberikan akses kepada segmen masyarakat yang belum terlayani oleh perbankan konvensional. Meskipun terdapat peningkatan indeks inklusi keuangan, kontribusi sektor keuangan syariah masih terbatas, disebabkan oleh rendahnya literasi dan pemahaman masyarakat mengenai produk syariah. Penelitian ini menggunakan pendekatan komprehensif untuk mengevaluasi kebijakan, inovasi produk, dan kerjasama antara bank syariah dan fintech syariah dalam meningkatkan akses dan pemahaman masyarakat. Hasil penelitian menunjukkan bahwa kolaborasi yang lebih baik, dukungan regulasi dari pemerintah, serta pengembangan produk keuangan yang sesuai dengan prinsip syariah dapat memperluas inklusi keuangan. Kesimpulan dari penelitian ini menyarankan bahwa bank syariah harus lebih aktif dalam menjangkau masyarakat di daerah terpencil dan pedesaan, serta meningkatkan inovasi dalam layanan keuangan untuk mencapai inklusi keuangan syariah yang berkelanjutan di Indonesia.
Analysis of Toyibalun Customs in Society in the Perspective of Islamic Economics Miranti Midu; Roni Mohamad; Sofhian Sofhian
International Journal of Economics and Management Research Vol. 4 No. 3 (2025): December : International Journal of Economics and Management Research
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i3.687

Abstract

This study aims to describe the implementation of the Toyibalun traditional custom among the people of South Bolaang Mongondow and to examine its values from the perspective of Islamic Economics. Using a field research approach with a descriptive qualitative method, data were obtained through interviews, observations, and document studies. The findings show that the Toyibalun custom is a tradition rich in social, cultural, and spiritual values. The process involves several stages, from family deliberations to the presentation of household items, symbolizing familial bonds and marital commitment. This tradition serves as a form of cultural heritage preservation amid social change. From the perspective of Islamic Economics, Toyibalun reflects responsibility, justice, and balance between husband and wife in accordance with Islamic teachings. The presentation of household items is not merely a ritual but a symbol of sincerity and moral responsibility in building a harmonious family. This tradition illustrates the harmony between local cultural values and the principles of Islamic Economics.
Co-Authors Mohamad, Roni Sofhian Sofhian Sri Dewi Yusuf