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All Journal Jurnal Ilmiah Edunomika (JIE) IECON: International Economics and Business Conference
Hasma Fitrayanti
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Cryptocurrency Invesment Analysis for Students in Makassar City Hasma Fitrayanti; Muchriana Muchran
IECON: International Economics and Business Conference Vol. 2 No. 1 (2024): International Conference on Economics and Business (IECON-2)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65246/91e5ra74

Abstract

This study aims to analyze cryptocurrency investment among students in Makassar City, using the influence of knowledge variables about cryptocurrency and risk and security perceptions on the investment. This study applies a descriptive quantitative method, with data collection through a dichotomous scale questionnaire. Data analysis was carried out using SPSS Statistics 26, including the Guttman Scale Validity Test, Reliability Test, and data presentation in a frequency distribution table accompanied by a bar chart. The results showed that 30% of students with limited knowledge and high risk perceptions tend to avoid cryptocurrency investment and choose safer investments. As many as 24% of students with basic understanding and concerns about risk are still hesitant to invest in large amounts. Meanwhile, 45% of students with good knowledge and measurable risk perceptions are more daring to invest despite fluctuations and security risks. These findings suggest that better knowledge and more positive risk perceptions can increase participation in cryptocurrency investment.
PENGARUH PENGGUNAAN SHOPEE PAY LATER TERHADAP PERILAKU KONSUMTIF MAHASISWA DI KOTA MAKASSAR Hasma Fitrayanti; Basri Basir MR; Wahyuni
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19466

Abstract

This study examines the use of Shopee Pay Later in relation to students' consumptive behavior in Makassar City. The analysis results indicate that there is no significant influence of Shopee Pay Later usage on students' consumptive behavior, as shown by the simple linear regression test, with a negative regression coefficient of -0.028 and a significance value of 0.815 (>0.05). In the context of financial accounting, this finding suggests that access to digital credit does not necessarily increase consumption but is influenced by other factors such as debt management and cash flow planning. Furthermore, this study highlights the potential for financial distress due to the uncontrolled use of digital credit services. Therefore, understanding financial management and liability recording is essential to maintaining students' financial stability. Keywords: Consumptive Behavior, Financial Distress, Shopee Pay Later.
Co-Authors Basri Basir MR Muchriana Muchran WAHYUNI