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Analisis Pengaruh Penghimpunan Zakat Infak Sedekah (ZIS) Terhadap Makroekonomi Indonesia: Pendekatan Data Panel Nurherlina, Nurherlina
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13620

Abstract

This research aims to determine the effect of the collection of Zakat Infaq Sedekah (ZIS) funds collected by the National Zakat Amil Agency (BAZNAS) on macroeconomic variables including real GDP, open unemployment rate, number of poor people, Gini ratio and human development index in 29 provinces Indonesia. This research applies a quantitative analysis approach to secondary data types obtained from BAZNAS and the Central Statistics Agency using panel data from the last five years (2018-2022). Partial research results, t-test and determination analysis showed that the ZIS collection had a positive and significant effect on economic growth (GDP), Gini ratio and HDI. Meanwhile, ZIS collection has an effect but not significant on the unemployment rate, only around 11.6% and the effect on the number of poor people is only around 4.3%, until now these two macroeconomic variables are still the main socio-economic problems in urban and rural areas. Therefore, this research aims to build a social safety network integration scheme into a strategy implemented by Ministry agencies, and BAZNAS as institutions that collect and distribute ZIS funds throughout Indonesia.
EKSPLORASI BRAND LOYALTY PADA LEMBAGA KEUANGAN NON-BANK: PERSPEKTIF ANGGOTA KOPERASI SIMPAN PINJAM BALO’ TORAJA Mursyid, Mursyid; Nurherlina, Nurherlina; Isdayanti, Isdayanti
JURNAL ILMIAH EDUNOMIKA Vol 8, No 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15193

Abstract

Brand loyalty is one of the important components in maintaining the competitive advantage and sustainability of non-bank financial institutions. This study aims to determine brand loyalty in the Balo' Toraja Savings and Loan Cooperative and explore the factors that shape it from the perspective of members. The research method used is a qualitative method with an exploratory approach through in-depth interviews. The results of the study show that the members of the Balo' Toraja Savings and Loan Cooperative have a high brand loyalty, which is formed through brand trust, brand satisfaction, service quality, perception of quality, and local wisdom. Brand trust and brand satisfaction are the main factors in building brand loyalty, as indicated by the long-term commitment of members to remain part of the cooperative. In addition, good service quality and perception of quality are drivers of the formation of member brand loyalty. The local wisdom values owned by the Balo' Toraja Savings and Loan Cooperative form a strong emotional bond, thus supporting the formation of member loyalty to the Balo'ta brand. Keywords : brand loyalty, cooperatives, brand trust, brand satisfaction, service quality, perception of quality, local wisdom.