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All Journal Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis Journal of Management and Digital Business
Kartiko, Achmad Nur Wahyu
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science

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Analysis of Community Welfare in the Implementation of the City Minimum Wage: Johns Rawls Justice Approach Caspari, Andrean; Arman, Arman; Kartiko, Achmad Nur Wahyu; Rizkwanti, Robertha Astri Kurnia Dewi
Public Policy Jurnal Aplikasi Kebijakan Publik dan Bisnis
Publisher : Lembaga Penelitian & Pengabdian Masyarakat (LPPM) STIA Said Perintah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51135/PublicPolicy.v5.i2.p903-922

Abstract

This study is a research to study and analyze the welfare of the people in Tanjung Pinang City in the implementation of the city's minimum wage by using a Critical Study approach, namely Johns Rawls' Justice Theory. Data collection conducted in this study uses Secondary Data by using information sources which include reports, literature books, and other literature sources. The results of this study suggest that community welfare is an important part that must be possessed by everyone in the fulfillment of the Decent Living Needs (KHL) seen from several aspects, namely health, education, employment, housing, consumption, transportation, income and expenses, especially for people in Tanjung Pinang City in the Minimum Wage Implementation. Johns Rawls' Justice Approach highlights the guarantee of freedom for all people, both workers or laborers and disadvantaged communities in certain situations, so that the Tanjung Pinang City Government and the Private Sector provide assistance in the form of training, mentoring and empowerment for disadvantaged communities, and provide rewards to workers or laborers in the form of assistance which includes social security, health insurance, and job safety provided by the Company in accordance with the policies applied by the Tanjung Pinang City Government.
The impact of income diversification on the market value of Indonesian banking companies Syarifah, Nasywa Ummi; Kartiko, Achmad Nur Wahyu; Windijarto, Windijarto
Journal of Management and Digital Business Vol. 6 No. 1 (2026): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v6i1.2092

Abstract

This study examines the effect of bank income diversification on the market value of Indonesian banking firms. The sample consists of eight banks listed on the Indonesia Stock Exchange over the 2015 to 2021 period. Income diversification is measured by the proportion of Net Non-Interest Income (NNII), market value is proxied by Tobin’s Q, and bank profitability, measured by return on assets (ROA), is included as a control variable. The sample was selected purposively based on data availability and consistency, resulting in 56 observations. The study employs multiple linear regression analysis. The results indicate that income diversification has a positive and statistically significant effect on market value. These findings suggest that diversifying income sources can enhance bank valuation and encourage banks to expand non-interest income streams to sustain value creation. However, the study is limited by its sample size and observation period, which leaves room for broader future research. Theoretically, the findings support signaling theory and portfolio theory, which suggest that income diversification can serve as a positive signal to investors while reducing the risks associated with dependence on interest income. In practice, the study highlights the importance of income diversification strategies for improving market valuation and strengthening the competitiveness of Indonesian banks.
Co-Authors Arman Arman Caspari, Andrean Rizkwanti, Robertha Astri Kurnia Dewi Syarifah, Nasywa Ummi Windijarto Windijarto