Asaliontin, Lisa
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Multigroup Analysis on Partial Least Square-Structural Equation Modeling in Modeling College Students' Saving Behavior Asaliontin, Lisa; Sumarminingsih, Eni; Solimun, Solimun; Sepriadi, Hanifa; Iriany, Atiek; Hamdan, Rosita
JTAM (Jurnal Teori dan Aplikasi Matematika) Vol 9, No 1 (2025): January
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jtam.v9i1.27692

Abstract

This study aims to determine the factors that influence college students' saving behavior, with gender as a moderating variable. The analysis used is Partial Least Square-Structural Equation Modeling (PLS-SEM) with Multigroup Analysis. This study was conducted on 200 college students in City X who were selected by purposive sampling. Data collection was carried out using a structured questionnaire that measures Perceived Benefits, Perceived Ease of Use, Saving Intentions, and Saving Behavior. Confirmatory Factor Analysis (CFA) and Bootstrapping were used to validate the measurement model and structural relationships. The results showed that Perceived Benefits and Perceived Ease had a significant effect on Saving Intentions and Saving Behavior. In addition, Saving Intentions had a significant effect on Saving Behavior. This relationship applies to both male and female groups, with a determination coefficient of 86.2% for males and 86.7% for females. Moderation analysis shows that gender moderates the relationship between Perceived Benefits and Saving Behavior, as well as between Perceived Ease and Saving Behavior. These findings highlight the importance of considering gender differences in efforts to improve students' savings behavior. 
Spearman Rank Correlation PCA for Mixed Scale Indicator in Structural Equation Modeling Asaliontin, Lisa; Sumarminingsih, Eni; Solimun, Solimun; Ullah, Mohammad Ohid
CAUCHY: Jurnal Matematika Murni dan Aplikasi Vol 10, No 1 (2025): CAUCHY: JURNAL MATEMATIKA MURNI DAN APLIKASI
Publisher : Mathematics Department, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/cauchy.v10i1.29976

Abstract

Structural Equation Modeling (SEM) is a statistical modeling technique that integrates measurement models and structural models simultaneously. In the SEM measurement model, not all latent variables are metric, they can be mixed scales, namely metric and non-metric which have not been widely studied. This study aims to apply the Spearman Rank Correlation Principal Component Analysis (PCA) to handle mixed-scale indicator data in a mixed measurement model (formative and reflective). This method is evaluated on a case study of fertilizer repurchase decisions, resulting in a total determination coefficient of 80%. This shows the flexibility of SEM in handling the complexity of mixed-scale data without sacrificing estimation accuracy. The results showed that the Spearman Rank Correlation PCA was able to store 78.62% of the diversity of data from mixed-scale indicator variables, namely Farmer Demographics (X2). In addition, the results showed that Customer Satisfaction (X1) significantly influenced Repurchase Decisions (Y2) but did not directly affect Customer Engagement (Y1). Farmer Demographics (X2) significantly influences Customer Engagement (Y1) and Repurchase Decisions (Y2), and Customer Engagement has a significant effect on Repurchase Decisions (Y2).