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Pengaruh Financial Knowledge, Financial Confidence dan Learning Capacity terhadap Financial Behavior Gen Z di Kota Batam Rosita, Tita; Wage, M. Sunarto
J-MAS (Jurnal Manajemen dan Sains) Vol 9, No 2 (2024): Oktober
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v9i2.1940

Abstract

Gen Z currently has greater access to financial information, but they face new challenges in managing their personal finances effectively. This study aims to investigate the influence of financial knowledge, financial confidence, and learning capacity on financial behavior of Gen Z individuals in Batam City. This study used purposive sampling method by distributing questionnaires to Gen Z in Sagulung sub-district, resulting in 204 respondents after rounding based on Jacob Cohen's calculation. This research uses quantitative methodology using multiple linear regression analysis conducted through SPSS 29 software. The results of multiple linear regression analysis show that financial knowledge has an influence of 13.5% on financial behavior, financial confidence has an influence of 20.4% on financial behavior and learning capacity has an influence of 85.8% on financial behavior. Findings measured using the coefficient of determination (R2) analysis, which shows that financial knowledge, financial confidence, and learning capacity can affect financial behavior by 76.0%. the results of the t test and f test show that financial knowledge, financial confidence, and learning capacity have a positive and significant effect on Financial Behavior.
Pengaruh Kompetensi Objektivitas dan Tekanan Anggaran Waktu Terhadap Kualitas Hasil Audit Pada Perwakilan BPKP Provinsi Kepri Nitha, Puspa; Wage, M. Sunarto
SCIENTIA JOURNAL Vol 5 No 1 (2022): Volume 5 Nomor 1 2022
Publisher : LPPM Universitas Putera Batam

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Abstract

The purpose of this study was to determine the effect of competence, objectivity and time budget pressure on the quality of audit results and research was carried out at the BPKP Representative of the Riau Islands Province. The research was conducted using quantitative methods using SPSS statistical tools, the number of samples was 100 auditors. The results of the study that (1) competence has a positive and significant effect on the Quality of Audit Results at BPKP Representatives of Riau Islands Province; (2) objectivity has a positive and significant effect on the quality of audit results at BPKP Representatives of Riau Islands Province; (3) time budget pressure has a positive and significant effect on the quality of audit results at BPKP Representatives of Riau Islands Province; (4) competence, objectivity, and time budget pressure have a positive and significant effect on the quality of audit results simultaneously at the Riau Islands Province BPKP Representative.