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All Journal Jurnal Multidisiplin Indonesia Global Economics: International Journal of Economic, Social and Development Sciences
Merly Cahya Putri
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Ekosistem Fintech Syariah: Meninjau Model Pinjaman Online dalam Bingkai Ekonomi Islam Merly Cahya Putri
Jurnal Multidisiplin Indonesia Vol. 2 No. 4 (2024): Desember : Jurnal Multidisiplin Indonesia
Publisher : PT. ALHAFI BERKAH INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62007/joumi.v2i4.386

Abstract

This study aims to analyze the Islamic fintech ecosystem in Indonesia, focusing on online lending models that comply with Islamic economic principles. Islamic fintech offers inclusive and fair financing solutions, particularly for micro and small enterprises (MSEs). The research method used is qualitative descriptive, with data collection through in-depth interviews, document studies, and observations. Data obtained from industry players and users of online lending services show that, although Islamic fintech has great potential to expand financial inclusion, the main challenges include low financial literacy in Islamic finance and limitations in regulatory oversight. The findings imply the need for increased education on Islamic economic principles and strengthened regulations to ensure the healthy and sustainable development of Islamic fintech. This study is expected to contribute to the development of Islamic fintech as an alternative financing model that is more inclusive and based on Islamic principles.
Islamic Economics during the Glorious Period of the Abbasid Dynasty: Social and Cultural Transformation Merly Cahya Putri
Global Economics: International Journal of Economic, Social and Development Sciences Vol. 2 No. 1 (2025): March: Global Economics - International Journal of Economic, Social and Develop
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/globaleconomics.v2i1.169

Abstract

This study examines the transformation of the Islamic economy during the golden age of the Abbasid Dynasty, characterized by innovations in financial systems, the implementation of fiscal policies based on wealth redistribution, and shifts in social and cultural structures. The background of this research is rooted in the strategic role of the Abbasid Dynasty in creating an advanced Islamic civilization through the integration of economic progress, social growth, and cultural development. The aim of the study is to analyze in depth the dynamics of economic change, its impact on social structures, and its contribution to the development of science and culture during this period. The method employed is a Systematic Literature Review (SLR), which involves the search, selection, and synthesis of literature from various credible academic sources. The findings indicate that innovative policies, such as the implementation of primitive banking systems, zakat and waqf mechanisms, and infrastructure development, support inclusive economic growth and equitable wealth distribution. The implications of this study suggest that the principles of the Islamic economy implemented during the Abbasid era can serve as a reference in designing modern economic policies that are just, sustainable, and responsive to socio-cultural dynamics.
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