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All Journal JURNAL PENDIDIKAN TAMBUSAI Tasharruf: Journal Economics and Business of Islam
Aldino, Imam
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Religion Economics, Econometrics & Finance Social Sciences

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Pengaruh Penerapan Ekonomi Berkelanjutan terhadap Peningkatan Pendapatan Masyarakat Lokal di Pantai Cemara Kembar Afifah, Yasmin; Ragilita, Rizkie; Aldino, Imam; R, Yeprian Aji
Jurnal Pendidikan Tambusai Vol. 9 No. 1 (2025)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v9i1.24954

Abstract

Tulisan ini bertujuan untuk menganalisis bagaimana penerapan ekonomi berkelanjutan dapat meningkatkan pendapatan masyarakat lokal di Pantai Cemara Kembar, Kecamatan Perbaungan, Kabupaten Serdang Bedagai. Pantai Cemara Kembar, dengan keindahan alam dan kekayaan budaya lokalnya, berpotensi menjadi tujuan wisata utama dan mendorong pertumbuhan ekonomi. Namun, tantangan seperti ketergantungan yang berlebihan pada industri ekstraktif dan kesadaran lingkungan yang terbatas menghambat kemajuan. Studi ini akan mengkaji potensi pembangunan pariwisata berkelanjutan dalam meningkatkan pendapatan lokal, sambil juga mempertimbangkan dampak lingkungan dan sosial. Dengan berfokus pada pendekatan yang inklusif dan berkelanjutan, penelitian ini berupaya memberikan rekomendasi praktis bagi pengelola pantai dan pemerintah daerah dalam merumuskan kebijakan yang mendukung pertumbuhan ekonomi tanpa mengorbankan lingkungan.
The Impact of Palm Oil Production and Islamic Financial Behavior on Farmers’ Welfare: the Moderating Role of Sharia Finance Literacy Aldino, Imam; Nurlaila, Nurlaila; Yanti, Nursantri
Tasharruf: Journal Economics and Business of Islam Vol 10, No 2 (2025): DECEMBER
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v10i2.3864

Abstract

This study investigates the impact of palm oil production and Islamic financial behavior on farmers' welfare in Rantau Utara District, Labuhan Batu Regency, with Islamic financial literacy as a moderating variable. The study aims to bridge the gap between rising palm oil production levels and the persistent welfare disparities experienced by smallholder farmers, emphasizing the crucial role of financial literacy in translating Islamic economic values into effective financial management. A quantitative approach with purposive sampling was used for 85 respondents, and the data were analyzed using multiple linear regression and moderated regression analysis (MRA) to examine the relationships among variables. This method was chosen because it allows for identifying the direct influence of independent variables (palm oil production and Islamic financial behavior) on the dependent variable (farmers' welfare), as well as testing the moderating role of Islamic financial literacy. The results show that palm oil production has a significant positive effect on farmers' welfare (t = 6.633; p < 0.05), while Islamic financial behavior alone does not significantly influence welfare (p > 0.05). However, Islamic financial literacy significantly moderates and strengthens this relationship (p = 0.018), increasing the model's explanatory power from 35.1% to 41.7%. These findings highlight the importance of integrating Islamic financial literacy into rural development policies to enhance farmers' economic resilience and promote inclusive, sharia-compliant growth in Indonesia’s agricultural sector.
Co-Authors Afifah, Yasmin Nurlaila Nurlaila Nursantri Yanti R, Yeprian Aji Ragilita, Rizkie