Ramadhan, Fadlillah
Unknown Affiliation

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

Analisis Manajemen Risiko Pada UMKM Baso Urat Cici Ramadhan, Fadlillah
Jurnal Serambi Ekonomi dan Bisnis Vol 8, No 1 (2024): September 2024 -Februari 2025
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v8i1.8776

Abstract

Small and Medium Enterprises (SMEs) play a vital role in the national economy but often face various risks threatening their sustainability. This study analyzes risk management in Baso Urat Cici SMEs, focusing on five main dimensions: financial, human resources (HR), product, marketing, and operational risks. A qualitative approach was applied through in-depth interviews and SWOT analysis. The findings reveal financial risks in unstable cash flow and limited access to capital. HR risks include low employee skills and high turnover. Product risks involve raw material quality and taste consistency, which may affect reputation. Marketing risks stem from intense competition and demand fluctuations, while operational risks relate to inefficiencies in production and distribution. The SWOT analysis highlights product innovation and customer loyalty as strengths. Weaknesses include suboptimal financial management and limited HR capacity. Opportunities arise from a vast market and the trend of ready-to-eat food consumption, while threats include increasing competition and economic uncertainty. It is recommended that Baso Urat Cici adopt product diversification, stricter financial management, and employee training to enhance competitiveness.
Pembiayaan Jangka Pendek dan Pembiayaan Jangka Panjang Keuangan Internasional Lailia, Wahidah Nazmi; Ramadhan, Fadlillah; Padil, Wildan Fathil; Perwito, Perwito
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/d2vprh44

Abstract

The importance of short-term and long-term financing in international financial management as part of a business strategy to address global economic changes. Short-term financing is typically used to meet liquidity and working capital needs, particularly for cross-border activities such as exports and imports, using instruments such as trade credit, international trade paper, Euro-denominated loans, and internal financing. Meanwhile, long-term financing facilitates major investments, business expansion, and strengthens a company's capital structure, with bonds being the primary instrument. This article also discusses various strategic considerations taken into account when selecting international financing sources, such as the cost of funds, exchange rate fluctuations, interest rate parity, and global financial risks, including exchange rate, interest rate, liquidity, and political risks. Case studies of short-term and long-term financing demonstrate that effective risk management, such as hedging strategies, and thorough analysis are necessary for making informed international financing decisions. Therefore, effective international financing management can help maintain financial stability, improve efficiency, and enhance business competitiveness in the global market.
Pengaruh Gross Profit Margin (GPM) Dan Debt To Equity Ratio (DER) Terhadap Return On Assets (ROA)  Pada Perusahaan Industri Batubara Yang Terdaftar Di BEI Periode 2020-2024 Ramadhan, Fadlillah; Pratiwi, Meilanie Tri; Fadzillah, Kylla Almira Rahma; Nurhandayani, Dini; Alfiana, Alfiana
Indonesia Economic Journal Vol. 2 No. 1 (2026): JANUARI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/rcmbhw33

Abstract

This study aims to examine the effect of Gross Profit Margin (GPM) and Debt to Equity Ratio (DER) on Return on Assets (ROA) of coal industry companies listed on the Indonesia Stock Exchange during the 2020–2024 period. This study applies a quantitative approach with a descriptive research design. The data used are secondary data obtained from annual financial statements and analyzed using panel data regression. Based on the model selection results using the Chow test and Hausman test, the Random Effect Model was selected as the best estimation model. The results show that partially GPM has a positive and significant effect on ROA, while DER has a negative and significant effect on ROA. Simultaneously, GPM and DER have a significant effect on ROA. The R-squared value of 0.653058 indicates that GPM and DER explain 65.31% of the variation in ROA, while the remaining variation is explained by other variables outside the model. This study is expected to provide empirical evidence in analyzing profitability performance in coal industry companies.