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All Journal Mimbar Yustitia : Jurnal Hukum dan Hak Asasi Manusia JURNAL RECHTENS Journal of Economic & Business Law Review Welfare State Jurnal Hukum Fairness and Justice
Rosiga, Fonnyta Laurenzia
University Of Jember
Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Peran Bank Garansi dalam Mengurangi Risiko Bisnis pada Proyek Konstruksi di Indonesia Rosiga, Fonnyta Laurenzia
Journal of Economic and Business Law Review Vol. 4 No. 2 (2024): Journal of Economic & Business Law Review
Publisher : Pusat Kajian Hukum Perbankan Fakultas Hukum Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jeblr.v4i2.53498

Abstract

The banking and construction industry has a strategic role in supporting economic stability and growth in Indonesia. Bank guarantee as one of the important instruments in the banking sector, provides guarantees to the recipient of customer obligations. In the construction industry, bank guarantees are used to mitigate risks in infrastructure development projects. However, the regulations governing the bank guarantee mechanism are still general and not detailed, giving rise to many interpretations and deviations. This affects dispute resolution, project implementation, and trust between the parties involved. On the other hand, challenges in the construction industry, such as project delays, contract disputes, and regulatory complexity, are also obstacles in supporting national development. Therefore, it is necessary to prepare more detailed regulations and standardize operational procedures related to bank guarantees, as well as strengthen supervision and professionalism in the construction industry, to create legal certainty, efficiency, and sustainability of national infrastructure development. The method used in this study is normative. Relevant legislative and conceptual approaches.
Penyalahgunaan Akta Notaris dalam Skema Pailit Rekayasa Rosiga, Fonnyta Laurenzia; Safirah, Asharin Sindy
WELFARE STATE Jurnal Hukum Vol. 4 No. 2 (2025): Oktober
Publisher : Prodi Ilmu Hukum Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/welfarestate.v4i2.4620

Abstract

This study examines the engineered bankruptcy scheme carried out through the use of authentic deeds, thereby raising the need to review the role and responsibilities of notaries. A notarial deed has the nature of perfect evidentiary strength, yet in practice there is room for misuse, allowing such documents to facilitate bankruptcy petitions based on fictitious debts. The study highlights a case involving the use of a shell company to submit a debt suspension petition, illustrating the potential abuse within the legal system. By employing a normative approach and analyzing legal documents, the research underlines the urgency of stricter supervision over notarial practices and the necessity of stronger verification mechanisms in both company incorporation and the evidentiary process in bankruptcy proceedings. Furthermore, the study emphasizes the importance of notaries’ moral integrity in maintaining public trust in law. The findings recommend administrative reforms, enhanced professional standards, and reinforced oversight to prevent the misuse of formal legality for unlawful interests
Overlapping Authority of Notaries and Land Deed Officials in Making Power of Attorney to Impose the Mortgage Rights Fonnyta Laurenzia Rosiga; Bayu Indra Permana
MIMBAR YUSTITIA : Jurnal Hukum dan Hak Asasi Manusia Vol. 9 No. 1 (2025): June 2025
Publisher : Universitas Islam Darul Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/mimbar.v9i1.10509

Abstract

This study aims to examine the imbalances that occur in the implementation of these authorities and evaluate whether the regulations and implementation are in line with the principle of legal certainty. Problems arise when this overlapping authority causes a gap between das sein and das sollen. The granting of authority to Notaries and Land Deed Officials in making Power of Attorney to Impose the Mortgage Rights is a dual authority that opens up room for debate regarding the clarity of the boundaries and legitimacy of each party in making Power of Attorney to Impose the Mortgage Rights, especially in relation to the making of land deeds. This study uses a normative legal approach, namely an approach that focuses on the study of positive legal norms. The results of the discussion are that Power of Attorney to Impose the Mortgage Rights made before Notaries using the format according to letter H (Attachment 23) of Article 96 paragraph (1) of Perkaban Number 8 of 2012 do not meet the requirements as authentic deeds and are contrary to Article 1868 of the Civil Code, Article 1 Number (7) and Article 38 Notary Law. Legal disharmony related to the norms governing Power of Attorney to Impose the Mortgage Rights is a vertical disharmony because it concerns the conflict between statutory regulations with different hierarchies that regulate the same thing, namely between Perkaban Number 8 of 2012 and Notary Law. Legal harmonization must be the heart of legal science in resolving the problem of disharmony between norms governing Power of Attorney to Impose the Mortgage Rights if this is not done then the Power of Attorney to Impose the Mortgage Rights deed made before a Notary will remain a problem all the time and cause chaos at the practical level.
Mengisi Kekosongan Pengaturan Insolvency Test Melalui Klausul Kontraktual: Sebuah Pendekatan Praktis Dalam Hukum Kepailitan Asharin Sindy Safirah; Fonnyta Laurenzia Rosiga
Fairness and Justice: Jurnal Ilmiah Ilmu Hukum Vol. 23 No. 1 (2025): Fairness And Justice
Publisher : ‎Fakultas Hukum Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/fairness.v23i1.3861

Abstract

Insolvency test merupakan suatu uji kemampuan debitur untuk membayar utang kepada para krediturnya dimana debitur yang masih solvent dapat diberikan kesempatan untuk dapat terhindar dari kepailitan. Uji kemampuan debitur ini sudah diterapkan di berbagai negara seperti Belanda, Jerman dan negara lainnya. Akan tetapi, Indonesia belum menerapkan adanya insolvency test karena menurut Undang-Undang Nomor 37 Tahun 2004 tentang Kepailitan dan Penundaan Kewajiban Pembayaran Utang permohonan kepailitan dapat dilakukan dengan syarat formal sederhana yaitu adanya dua atau lebih kreditur dan adanya utang yang sudah jatuh tempo dan tidak dibayar. Padahal, ada kondisi dimana debitur memiliki aset yang lebih besar dari utangnya sehingga dapat dianggap solvent atau mampu untuk membayar utangnya. Kondisi ini bisa menjadi faktor agar debitur tidak dinyatakan pailit. Penelitian ini menggunakan penelitian normatif dengan pendekatan perundang-undangan, konseptual dan perbandingan. Berdasarkan penelitian ini, insolvency test merupakan langkah efektif untuk mencegah debitur dinyatakan pailit dan penerapan klausul insolvency test ini dapat mengisi kekosongan pengaturan insolvency test di Indonesia.
Serakahnomics dalam Perjanjian Kartel pada Kontrak Bisnis dan Risiko Kepailitan Sistemik Asharin Sindy Safirah; Fonnyta Laurenzia Rosiga
JURNAL RECHTENS Vol. 15 No. 1 (2026): Juni
Publisher : Fakultas Hukum Universitas Islam Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines legal issues regarding the qualification of cartel agreements in the practice of serakahnomics, their mechanism for triggering systemic bankruptcy, and the legal certainty of bankruptcy requirements under Law No. 37 of 2004, to achieve justice. The objective is to analyze the relationship among cartels, serakahnomics, and systemic bankruptcy, and to formulate efforts to achieve justice in such disputes. Using a normative juridical method with a legal and conceptual approach, the results of the study show that cartel agreements are a clear manifestation of serakahnomics that can cause systemic bankruptcy. Therefore, it is necessary to reform Indonesian bankruptcy law, particularly in determining the requirements for filing for bankruptcy, in order to minimize systemic impacts while realizing fair law enforcement for national economic stability.
Co-Authors Bayu Indra Permana Safirah, Asharin Sindy