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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Ni Luh Gde Ana Pertiwi
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Literasi Keuangan Terhadap Orientasi Kewirausahaan Sosial dan Kinerja Usaha Bank Sampah di Yogyakarta Ni Luh Gde Ana Pertiwi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6835

Abstract

The condition of waste management in Indonesia, including in Yogyakarta, is becoming an increasingly complex problem along with increasing population and urbanization. Public awareness of the importance of waste sorting and management is also still low, even though the city government has attempted various programs related to 3R-based waste management (Reduce, Reuse, Recycle). The waste bank in Yogyakarta is one of the innovative efforts developed to overcome the waste problem and provide economic value from the waste produced by the community. The waste bank in Yogyakarta is a model of social entrepreneurship. With good management, waste banks can function as local economic centers that generate income from waste processing by incorporating the concept of social entrepreneurship orientation. Financial literacy has a very important role in supporting waste bank operations, especially in developing social entrepreneurial orientation and improving their performance. Waste banks, as entities that manage waste with social and environmental goals, must also manage finances well to ensure sustainability and a wider positive impact. The sampling technique uses saturated samples. Analytical tools This research uses descriptive analysis techniques and quantitative analysis techniques with structural equation models or Structural Equation Modeling (SEM), especially Partial Least Square (PLS). The results of this research are 1) Financial Literacy has no effect on waste bank business performance; 2) Social Entrepreneurship Orientation has a positive effect on waste bank business performance; 3) Social Entrepreneurship Orientation fully mediates the relationship between Financial Literacy and waste bank business performance
Strategy For Developing Creative Economy-Based Tourism Villages In Sleman District Rochmad Bayu Utomo; Ni Luh Gde Ana Pertiwi; Nugraeni; Dina Karista; Ilham Galih Dini Hari
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.6922

Abstract

This study was conducted to determine the existing tourism and creative economy villages that were developed and to formulate a strategy for developing tourism villages based on the creative economy. The data used are primary data in the form of information collected from tourism villages and secondary data in the form of support data from BPS, the Sleman Regency Tourism Office and social media. The techniques used in this study are data exploration, desk analysis, observation and FGD techniques. The results of the study indicate that tourism villages in Sleman Regency develop creative economic potential. In the formulation of a strategy for developing tourism villages based on the creative economy, there are several strengths, weaknesses, opportunities, and threats that are formulated. From the SWOT analysis, several alternative strategies and programs/activities have been produced that can be implemented and attempted to develop the potential of the creative economy in tourism villages in Sleman Regency, namely by improving infrastructure, training and developing human resources, product diversification and innovation and others.
Pengaruh Literasi Keuangan Terhadap Orientasi Kewirausahaan Sosial dan Kinerja Usaha Bank Sampah di Yogyakarta Ni Luh Gde Ana Pertiwi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6835

Abstract

The condition of waste management in Indonesia, including in Yogyakarta, is becoming an increasingly complex problem along with increasing population and urbanization. Public awareness of the importance of waste sorting and management is also still low, even though the city government has attempted various programs related to 3R-based waste management (Reduce, Reuse, Recycle). The waste bank in Yogyakarta is one of the innovative efforts developed to overcome the waste problem and provide economic value from the waste produced by the community. The waste bank in Yogyakarta is a model of social entrepreneurship. With good management, waste banks can function as local economic centers that generate income from waste processing by incorporating the concept of social entrepreneurship orientation. Financial literacy has a very important role in supporting waste bank operations, especially in developing social entrepreneurial orientation and improving their performance. Waste banks, as entities that manage waste with social and environmental goals, must also manage finances well to ensure sustainability and a wider positive impact. The sampling technique uses saturated samples. Analytical tools This research uses descriptive analysis techniques and quantitative analysis techniques with structural equation models or Structural Equation Modeling (SEM), especially Partial Least Square (PLS). The results of this research are 1) Financial Literacy has no effect on waste bank business performance; 2) Social Entrepreneurship Orientation has a positive effect on waste bank business performance; 3) Social Entrepreneurship Orientation fully mediates the relationship between Financial Literacy and waste bank business performance
Co-Authors Dina Karista Ilham Galih Dini Hari Nugraeni Rochmad Bayu Utomo