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All Journal Primary: Jurnal Pendidikan Guru Sekolah Dasar JEBD
Putri Awaliah
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Economics, Econometrics & Finance Education Engineering Other

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Peran Digitalisasi Dalam Meningkatkan Peran Perbankan Di Indonesia Amalia Dwi Wahyuni; Putri Awaliah; Risma Aryani; Chaerul Sani
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

This research examines the role of digitalization in improving sharia banking services in Indonesia. Digitalization has become a major need in the banking industry, including the sharia sector, to increase efficiency, convenience and accessibility of services. Using a literature review and secondary data approach, this research analyzes the application of technology such as mobile banking, internet banking and sharia-based fintech. The study results show that digitalization can increase operational efficiency, customer satisfaction and financial inclusion, especially in areas that were previously difficult to reach. However, significant challenges such as low digital literacy, limited technological infrastructure, and data security threats still need to be overcome. This article provides strategic recommendations, including digital literacy education, investment in technology infrastructure, and strengthening data security, to optimize the potential for digitalization in sharia banking.
THE INFLUENCE OF VALUE CLARIFICATION TECHNIQUE (VCT) ON STUDENTS’ DISCIPLINE ON CIVIC LEARNING AT GRADE IV SD NEGERI KALIASIN III Putri Awaliah; Damanhuri; Ikman Nurahman
Primary: Jurnal Pendidikan Guru Sekolah Dasar Vol. 10 No. 3 (2021): June
Publisher : Laboratorium Program Studi Pendidikan Guru Sekolah Dasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33578/jpfkip.v10i3.8101

Abstract

This research aimed to determine the influence of the Value Clarification Technique (VCT) on students’ discipline in learning civic education at grade IV. The method of this research was a Quasi Experiment conducted in two classes, namely the experimental class and the control class. Class IV A, as the experimental class, consisted of 30 students, and Class IV B, as the control class, also consisted of 30 students. Based on the research conducted, it was revealed that there was a significant influence of the implementation of the Value Clarification Technique (VCT) on students’ discipline in the civic subject. The results of the discipline questionnaire for the VCT model obtained a score of 84.63, whereas the results of the discipline questionnaire for the lecture method were 65.23. Moreover, based on the results of the t-test in which 0.000 < 0.05, it was concluded that there was an effect of the Value Clarification Technique (VCT) method on students’ discipline and that the use of the Value Clarification Technique (VCT) method was better than the lecture method.
Co-Authors Amalia Dwi Wahyuni Chaerul Sani Damanhuri Ikman Nurahman Risma Aryani