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All Journal SULTANIST: Jurnal Manajemen dan Keuangan Jurnal Tekinkom (Teknik Informasi dan Komputer)
Siregar, Sarah Veronica
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Computer Science & IT Economics, Econometrics & Finance

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LITERATURE REVIEW PENGGUNAAN ARTIFICIAL INTELLIGENCE (AI) DI KALANGAN MAHASISWA DALAM DUNIA PENDIDIKAN Nurjannah, Nurjannah; Tjahjono, Budi; Siregar, Sarah Veronica; Basyarewan, Humairoh
Jurnal Tekinkom (Teknik Informasi dan Komputer) Vol 7 No 2 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/tekinkom.v7i2.1536

Abstract

Rapid digital transformation has changed the paradigm of higher education, with Artificial Intelligence (AI) becoming one of the key technologies that supports adaptive and personalized learning. However, its implementation faces significant challenges, such as issues of ethics, data privacy, and academic integrity. This research aims to evaluate the effectiveness and challenges of using AI in higher education, especially by students, as well as formulating strategic recommendations for integrating this technology responsibly. Using a literature review approach, this research analyzes trends, benefits, and barriers related to AI applications such as AI-Based Intelligent Assistants (AIIA). The research results show that AI can improve learning efficiency and provide a more personalized learning experience, but concerns about technology dependency, potential plagiarism, and ethical and social impacts remain major obstacles. This research concludes that although AI has great potential in higher education, its successful integration requires strategic policies that consider technical, pedagogical and ethical aspects. This study contributes to the development of AI technology management strategies in higher education, providing guidance for creating an inclusive, adaptive, and sustainable learning ecosystem.
LITERATURE REVIEW OPTIMALISASI PENGELOLAAN SUMBER DAYA DAN MITIGASI RISIKO MELALUI BUSINESS INTELLIGENCE: PENDEKATAN STRATEGIS Siregar, Sarah Veronica; Tjahjono, Budi; Nurjannah, Nurjannah; Basyarewan, Humairoh
Jurnal Tekinkom (Teknik Informasi dan Komputer) Vol 7 No 2 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/tekinkom.v7i2.1285

Abstract

Rapid business developments require organizations to be smarter in managing resources and reducing risks in order to remain competitive. This study aims to explore the strategic role of Business Intelligence (BI) in helping organizations achieve these goals. Through a comprehensive literature review, this study analyzes various BI tools and techniques used to optimize resources, such as labor, finance, and materials, and identify risks early. The results show that BI can improve operational efficiency by providing data-based insights, supporting better decision-making, and proactively mitigating risks. BI can help organizations monitor financial data in real time to prevent the risk of loss, or predict energy needs to prevent waste. In addition, a strategic approach to implementing BI, such as choosing the right tools and involving leaders, is a key factor in success. This study concludes that BI has great potential to help organizations become more resilient and efficient, while providing practical guidance for companies that want to use BI to manage resources and risks effectively.
THE INFLUENCE OF LIFESTYLE, FINANCIAL LITERACY, AND SPIRITUAL INTELLIGENCE ON FINANCIAL MANAGEMENT BEHAVIOR WITH LOCUS OF CONTROL AS AN INTERVENING VARIABLE Siregar, Sarah Veronica; Fadli, Jul Aidil
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 13 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v13i2.746

Abstract

This study aims to examine the influence of lifestyle, financial literacy, and spiritual intelligence on financial management behavior, with locus of control as a mediating variable, among Micro, Small, and Medium Enterprises (MSME) owners in the Jakarta area. A quantitative approach was employed, with data collected through questionnaires distributed to 200 MSME owners between May and July 2025. The data were analyzed using Structural Equation Modeling (SEM) with the assistance of SmartPLS 4 software. The results indicate that lifestyle, financial literacy, and spiritual intelligence have a significant effect on financial management behavior, both directly and indirectly through locus of control. Locus of control was found to mediate the relationship between the independent variables and financial management behavior. These findings provide both theoretical and practical contributions, particularly in developing effective financial behavior strategies for MSME owners.
Co-Authors Basyarewan, Humairoh BUDI TJAHJONO Fadli, Jul Aidil Nurjannah Nurjannah