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All Journal Abdimas Terapan: Jurnal Pengabdian Kepada Masyarakat Terapan Jurnal Inovasi Bisnis Manajemen dan Akuntansi
Sucipto Febrianto
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Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences

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Faktor-Faktor Yang Mempengaruhi Perilaku Pengelolaan Keuangan: Studi Empiris Pada Mahasiswa Akuntansi Universitas Pat Petulai Tika Oktarina, Tika; Sucipto Febrianto
Jurnal Inovasi Bisnis Manajemen dan Akuntansi Vol. 3 No. 1 (2025): JIBMA : Jurnal Inovasi Bisnis Manajemen dan Akuntansi
Publisher : Jurnal Inovasi Bisnis Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51922/jibma.v3i1.132

Abstract

This research aims to empirically determine the relationship between financial literacy, pocket money, lifestyle, gender and level of education and financial management behavior. This research was conducted by taking a sample of UPP Accounting students in Rejang Lebong Regency, Curup City. The theory used in this research is the TPB theory. The number of samples selected was 60, with research results namely that financial literacy, lifestyle, gender and education level did not have a partial relationship with financial management behavior. Meanwhile, pocket money has a partial relationship with financial management behavior. However, simultaneously the five variables, namely financial literacy, pocket money, lifestyle, gender and education level have a relationship with financial management behavior.
Edukasi Pengenalan dan Pendampingan Manajemen Keuangan pada Remaja Karang Taruna Desa Sentral Baru Kecamatan Bermani Ulu M. Reza Oktananda; Sucipto Febrianto; Edy Susanto; Charles Charles; Novriza Wahyu Ardiansyah
ABDIMAS TERAPAN : Jurnal Pengabdian Kepada Masyarakat Terapan Vol. 3 No. 1 (2025): Juni: ABDIMAS TERAPAN: Jurnal Pengabdian Kepada Masyarakat Terapan
Publisher : Politeknik Kampar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59061/abdimasterapan.v3i1.1007

Abstract

Adolescents are a vulnerable age group susceptible to the influences of a consumptive lifestyle, especially in the digital era of 2025, characterized by the prevalence of online gambling, online gaming, and impulsive financial behaviors. The lack of financial literacy makes many adolescents less capable of managing their finances wisely. This community service activity aims to provide education and guidance in financial management to the youth of Karang Taruna in Sentral Baru Village, Bermani Ulu District. The methods employed include a participatory approach, interactive lectures, budget simulations, personal financial reflections, and direct assistance in saving practices. The results of the activity indicate an increase in participants' understanding of the basic concepts of financial management, awareness of the importance of saving, and the ability to control consumptive behaviors. The concept of financial repentance was introduced as an effective reflective approach to encourage changes in participants' financial behaviors. Financial education has proven to be a preventive and solution-oriented strategy for shaping financially responsible adolescent character. This activity has had a positive impact and can be recommended as a model for financial literacy interventions for adolescents in other rural areas.
Co-Authors Charles Charles Edy Susanto M. Reza Oktananda Novriza Wahyu Ardiansyah Tika Oktarina, Tika